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Credit Cards AmBank Credit Card V2, Free for life card, PPL access with T&C

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lipfung
post Aug 24 2016, 04:30 PM

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Programme is valid for AmBank / AmBank Islamic World MasterCard, Visa Infinite, Visa Signature and Platinum Cardholders only, both Principal and Supplementary including Cardholders still holding the MBF Cards World MasterCard, Visa Infinite and Platinum Card.

Does this means that supplementary are entitled for the total 2x PPL access or supplementary card on separate count of 2x entry?

Thanks Ms Fruitie..

lipfung
post Aug 30 2016, 11:20 AM

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Is there any limit that a person cannot have too many cards from different bank?
I only know that for those earning below RM36000 cannot have more than 2 cards, but for those earning more than that, is there a limit ?

Recently applied for AMbank platinum, for its PPL access, but was told that they wouldn't submit my application as they check from BNM, I've got too many CC on hand.

lipfung
post Aug 30 2016, 11:52 AM

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QUOTE(fruitie @ Aug 30 2016, 11:37 AM)
No limit so long banks approve.
*
That's what I questioned him, if there are any rules from BNM that doesn't allows a person to have a lot of credit cards. He says that he will not submit to HQ for processing. mad.gif

lipfung
post Aug 30 2016, 12:31 PM

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Is not the credit limit or any debt issue, is the officer issue. He doesn't even want to submit my application. All that he say is I'm holding too many credit cards, so he doesn't want to submit.
If my application is submitted for processing, then rejected, credit limit issue or debt issue, I'll accept it, because I seriously did have a lot of credit cards and approval is based on bank's decision, the thing here is that d*mn bank officer doesn't want to submit it.
I've called AMbank previously, they say that the only way to submit application is via bank branch not email or fax. No choice.

*I do not have any debt issue, I've never late on my credit card payment.

This post has been edited by lipfung: Aug 30 2016, 12:32 PM
lipfung
post Aug 30 2016, 12:33 PM

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QUOTE(fruitie @ Aug 30 2016, 12:30 PM)
Well, like I said it goes back to banks. Banks have their own way of evaluation. BNM has no rule for those having more than 36k per annum.
*
Yes, that officer is saying like there are rules from BNM that doesn't allow me apply due to the number of credit cards I have.

This post has been edited by lipfung: Aug 30 2016, 12:33 PM
lipfung
post Aug 30 2016, 12:36 PM

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QUOTE(fruitie @ Aug 30 2016, 12:33 PM)
Get the officer name and make a complaint against him. I will do it if I were you.
*
Already shoot email to BNM and bnmtelelink@bnm.gov.my and amcard-csd@ambankgroup.com for clarification.
Only got the officer by the name of Mr Txx
lipfung
post Aug 30 2016, 12:46 PM

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QUOTE(ckweng @ Aug 30 2016, 12:40 PM)
Last time I applied my card through the email above. You may want to try and submit your application through this email (i think forms are available online) to bypass the problematic staff.
*
No longer works:

From: amcard-csd@ambankgroup.com
To: xxxxx
Subject: RE: Credit Card application - Part 3 of 6
Date: Thu, 25 Aug 2016 04:36:07 +0000

Dear Mr. xxxxx,

Thank you for contacting us. First and foremost, we would like to thank you for your interest in our AmBank credit card.

Please be informed that for security reason, the original signed form need to be submitted to our nearest AmBank branches nationwide. Original IC must be sighted by the branch officer before we can process the application. Hence, we would appreciate if you could submit your card application and all supporting documents at any nearest Ambank branches as verification is required.

For further assistance, please call us at 1 300 80 8888 (Domestic) or 603-21788888 (International) or e-mail us again. It is our pleasure to serve you.

Thank you.

Yours sincerely,

Nur Farhana Mustafa
Customer Service Department
lipfung
post Aug 2 2017, 12:32 PM

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Just received my Am Platinum Card, noticed that the Carz card is better than normal platinum, with petrol cash back.

2 days for them to send the PIN to me via SMS. Meaning to say the card is useless until I receive my PIN 2 days later, sloppy procedure by Ambank. 2 days just to send me the PIN.
lipfung
post Aug 2 2017, 12:56 PM

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QUOTE(SzeMeng76 @ Aug 2 2017, 12:34 PM)
Yes. And u must go to ATM to change, no others way  doh.gif
But u still can go for online purchase 1st if u need it, no need that PIN, only need TAC which will be send to ur number.
*
I don't think anyone would want to use Ambank card for online purchase yea. blink.gif
Ambank is just for the oversea PPL.
lipfung
post Aug 7 2017, 10:33 AM

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QUOTE(pisang @ Aug 7 2017, 10:14 AM)
i'm interested in this BT. i'm a existing AM CC holder.
Wondering if i get 'new customer' status if i apply a new AMbank card?
*
New CC holder within 30 days of card approval.
I've just got it approved, process took 2 days, 3rd day for the receiving bank to receive fund.
lipfung
post Aug 7 2017, 11:24 AM

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QUOTE(pisang @ Aug 7 2017, 10:38 AM)
prior to this card approval, are you already a CC holder with AMbank?
*
No, New card holder. No previous record with Ambank.

Edit* if you are looking for 0% BT, can look for AEON, Public bank and Maybank.

This post has been edited by lipfung: Aug 7 2017, 11:24 AM

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