Me too - I got two 8's on the weekend for car servicing, but ended up using Maybank Amex.

Yeh, rate is really good. I just got back from France and tested against Citibank, PBB, Aeon and Maybank. AEON and my Ambank WMC were best rates. However, a few auto petrol and highway toll machines didn't recognise my Ambank card (and the others). Had to use Citibank, which was ultra annoying

Also not sure if my overseas spending qualified for the Spot 8 promo, since I couldn't figure out which was the approval code on the merchant slip. Very different format from our local slips.

At all the shops and restaurants I went to over 3 weeks, the machine automatically asked for signature on all my cards. Even those which had 6 digit PIN already like my PBB and Citibank. None of my cards were rejected at those places with people manning it, only automated machines.

I have UK issued credit cards too, using 4 digit PIN, and those were recognised in France as PIN enabled. I didn't use them much because GBP was at all time low so no point to pay using GBP.

I couldn't find the 0% BT promo anywhere - there are quite a few promos, but all with interest attached. Haven't done Ambank BT before, and have held my card for 6 months already.

Ah OK. I got the RM388, but didn't have any BTs to do at that time. Now the new school term is coming up so I'm thinking to pay everything upfront and get early bird discount, then BT over 12 months. Right now the only 0% available to me is PBB and AEON, but both 6 months only.

Did anyone apply for supplementary cards under the luggage bag campaign (top spenders within 2 months from approval date) which ran from 15 April to 31 July?

Based on T and C, looks like first batch of winners should be receiving luggage soon.

Just to share, I applied for my principal and 2 supplementary cards in July via email with no issue. Emailed amcard-csd@ambankgroup.com and was contacted the next day to verify. Process was fast and painless.

I received the B1F1 mailer a few weeks back with no PIN. However, today my 2 supps (but not me!) received the physical voucher booklet. I personally like the facial offers and will probably use dining ones too.

Oooh! I've been waiting for this! I've got loads of questions for you hehe.

- When did your supp sign up and spend? Do you mind sharing how much?
- I signed up for 2 supp cards, 1 spent RM5k, the onther only Rm2k. Both in July.
- Did Ambank contact you before hand, or just deliver to your house?

Thanks in advance.

Awesome - thanks for helpful replies. Hope I get lucky too!

The only one I tried was HLB to MBB, and they didn't ask for anything jus account number. Simple phone call and no charges. I was super surprised!

No.. This one was PBB (or AEON) BT. Excess HL to MBB. About 5 weeks ago.

Second time was MBB BT, but I opened a HLB account just before that.

Sounds like a good strategy.

Just a little word of caution (although you probably don't need it). Before I do all these transfers to CASA, I always think of back up plan just in case bank suddenly doesn't allow and money gets stuck in the CC.

For me, I'm not sure worried about money being stuck in PBB VS because monthly expenditure on all my PBB principal plus supp will definitely be RM10k plus (within this, got monthly BT instalment of 6k). So worst case scenario is one month of excess credit.

For HLB, I have Wise and Fortune CC which will usually hit 6k per month. Again, money won't be stuck long.

I don't dare to transfer to cards like Citibank or UOB where I spend less than 1K and hardly use. Then will really have headache if money stuck there.

The above is just for precaution... But in all my cases with PBB, HLB and MBA, never had an issue. I've tried several times with each of those named banks.

Yes, correct. And its not a stupid question

Yepp, I know that they're OK transferring to same bank, but for those where I don't have CASA (e.g. Citi and UOB), very risky. The last resort is of course to cancel card, then they probably have to refund you.

Each of my 2 supplementary cards received THREE letters (1 without PIN, 1 hardcopy booklet, and now 1 with PIN).

I received 2 (1 without PIN, 1 with PIN).

Now I have a whole bunch of mailers lying around, but am quite annoyed at how badly organised this campaign is. Didn't even bother downloading the app, as I think the hardcopy booklet is eaiser to manage.

Will check when I get home. Didn't even download the app so haven't seen it.

Those applying via M2u say don't need. Only email applications. Some reported overpay successful.

For my supp card holder (who was travelling at the time of application), the officer said cannot call overseas number. She did the verification for e-mail.

However, principal holder may have different policies. Best to check with the officer listed above.

App and booklet have almost identical merchant lists (didn't check one by one, but majority of the major names all popped up). However, the mechanics of the app seem complicated to me. It lists down each location for each merchant, and have to click individually. Has anyone tried redeeming anything? Perhaps I'm a bit of a dinosaur and can't keep up with technology lol.

Hardcopy booklet is quite small and easy to read. Just tear voucher and spend with AMB card at any of the branches. Difference is that hardcopy vouchers are limited. I'm not sure if app can use again and again at the same location.

I have uninstalled the app and will just carry my booklets since I have 2 .

Yes it's the best way.

amcard-csd@ambankgroup.com