My application just approved yesterday .. not yet use it ...

It is acceptable if each time need to spend RM200 before and after the lounge. Instead of RM 500 as stated in statement ..

If I want to go to lounge with Wife, I have to spend RM 2000 for that .. no way for me ..

Now only can use it for overseas spend as I work in Singapore... worth to use the card instead of using local credit card in Singapore ??

Local spend SGD 1 : 1.2 / 1.4 Miles
Paywave / Dining SGD 1 : 4 Miles

This post has been edited by kimin0211: Oct 11 2017, 05:32 PM

Yup .. I mean if they require spend RM200 each time for the accessing the lounge. I won’t object it.

If they want us to spend RM500, I think .. maybe not worth..

Let’s say my Wife and I go for a trip. We need to spend at least RM2,000 to avoid the charges ..

I plan to use this WMC for any payment incurred in Singapore .

I noted that RM1 = 5 Ampoints
5,000 Ampoints = 1,000 Miles
RM 1 = 1 Miles for overseas spending.
RM 3 = 3 miles

I also aware that there are some bank/ MasterCard/ charges for overseas spend

I have several cards in Singapore
I group the cards as below:

Pay with Paywave : SGD 1 = 4 Miles
Dining expenses : SGD 1 = 4 Miles
Overseas spend (outside Singapore) : SGD 1 = 2 / 2.4 Miles
Local general spend : SGD 1 = 1.2 / 1.4 miles

So I will continue to use Singapore cards for the following as above except the local general spend, overseas spend (spend in Malaysia). I will use ambank WMC instead.

Above is my strategy to accumulate the miles . Please advise

This post has been edited by kimin0211: Oct 22 2017, 10:29 PM

Yes. Both PPV and PPA awards 4 miles per dollar (SGD 5 as per block)

Yes. both waived after calling to Customer Service.