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Credit Cards AmBank Credit Card V2, Free for life card, PPL access with T&C

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clyk2323
post Sep 23 2016, 08:03 PM

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QUOTE(peigeng @ Sep 20 2016, 07:50 AM)
Ambank charge us 599 if we don't spent above rm30000,but how much if we were to purchase its member directly from Hilton?
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Just to understand it correctly, ambank will charge the card holder rm599 by end of the first year (anniversay) if you don't use the card or didnt spend 3OK? What if we cancel the card after 6 months getting the card, will they still charge us $599?
clyk2323
post Sep 23 2016, 09:20 PM

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QUOTE(sms2u @ Sep 23 2016, 08:24 PM)
if the first year annual year is waived. bank will no charge u if u only use the card for 6 months,

most of the bank will allow u no to pay the annual fee charged to your card when u cancel the card with condition no tx after annual fee charged.
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Sorry, actually I'm referring to the complimentary Hilton membership card. Is it that the bank will charge ambank WMC holders for the membership fee even for 1st year if we cancel the card within 6 months?
clyk2323
post Sep 23 2016, 10:05 PM

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Fruitie, Thanks for the clarification.
Just found out that one needs to enrol for the Hilton membership then only the T&C will be in force.
The membership is not auto given / enrolled upon credit card approval.
Which means we can still apply for WMC without being bound by the Hilton membership fulfillment or charges if did not enrol for it.
clyk2323
post Sep 23 2016, 11:22 PM

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QUOTE(minthiam @ Sep 23 2016, 10:43 PM)
Yes,  HPC is not given automatically by defaut with the new WMC or VI and you need to apply for it. On the other hand, it will be automatically renewed the following year once you got it this year so be sure to cancel if you are not going to spend RM30k with this card in the following years.
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Thanks for tip. Will juz get wmc and skip HPC enrolment if approved.

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