when I have not received my PIN after 1 month, I called them and they said will issue new PIN

after 2 months, called them again and they said will issue another PIN. that was like 2 weeks ago.

also, in ambank online, cannot view latest transaction.

also cannot navigate properly on their andriod app. press back will logout

but their list of bill payment is impressive. can pay almost everything. the only reason i still use their card.

can view all your accounts (saving/current/cc), but once you done doing something, no way you can navigate somewhere else. just press back and login again.

never try to do transfer. only check balance. dunno what else can do.