Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards AmBank Credit Card V2, Free for life card, PPL access with T&C
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 Oct 2 2017, 04:18 PM
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#1
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Junior Member
408 posts Joined: Dec 2010  
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I have applied for these World Mastercard & Visa Infinity cards recently but not successful. I have provided them with two mth payslips and bank statement. No phone call to verify and they just rejected my application though my monthly salary is over 10k.
Any other ways to get the cards? |
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Oct 3 2017, 07:51 AM
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#2
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Junior Member
408 posts Joined: Dec 2010
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QUOTE(Leroi2x @ Oct 2 2017, 10:09 PM) if not payment MIA, not commitment ,not CTOS Though get some bank loans over RM 1 million...but all the installments were paid in time. No CTOS, no late payment. no credit cards outstanding balance.CCRIS records are zero till now.then probably would be risk grade scoring you may try apply again after few month  MIA stands for? This post has been edited by Nepo: Oct 3 2017, 07:56 AM |
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Oct 3 2017, 07:59 AM
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#3
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Junior Member
408 posts Joined: Dec 2010
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QUOTE(tan_aniki @ Oct 3 2017, 06:10 AM) go roadshow find a marketing staff to assist you. Thanks for sharing the experience.for me, i also got rejected last year even though i got RM120k pa, but after deal with the agent, he told me that the system reject because i got others thing committed for installment. After i show them the pay slip from Jan to Aug that i got extra RM10k to RM20k allowance from offshore, then only they approved last week. i just got my card yesterday but quite troublesome unlike others bank, need to wait for two days for the temporary pin to sms to me in order to create online banking acc... |
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Oct 3 2017, 08:38 AM
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#4
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Junior Member
408 posts Joined: Dec 2010
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QUOTE(Leroi2x @ Oct 3 2017, 08:27 AM) Mia payment = late payment or no payment Roughly around 70% of the net income...maybe this consider as high risk profile...How about ur commitment? Monthly commitment for credit facility / monthly income How many % ? |
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Oct 4 2017, 08:20 AM
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#5
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Junior Member
408 posts Joined: Dec 2010
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QUOTE(Leroi2x @ Oct 3 2017, 07:47 PM) If all ok,then mostly either high commitment or risk grade ~ Nope, no facility in amb at the moment.U got any facility on amb? |
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Oct 23 2017, 01:58 PM
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#6
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Junior Member
408 posts Joined: Dec 2010
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Not worth to have this card if it needs to spend RM500 in order to qualify for each excess.
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