Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards AmBank Credit Card V2, Free for life card, PPL access with T&C
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 Oct 2 2017, 10:09 PM
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#1
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Junior Member
701 posts Joined: Oct 2009 
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QUOTE(Nepo @ Oct 2 2017, 04:18 PM) I have applied for these World Mastercard & Visa Infinity cards recently but not successful. I have provided them with two mth payslips and bank statement. No phone call to verify and they just rejected my application though my monthly salary is over 10k. if not payment MIA, not commitment ,not CTOSAny other ways to get the cards?  then probably would be risk grade scoring you may try apply again after few month |
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Oct 3 2017, 08:27 AM
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#2
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Junior Member
701 posts Joined: Oct 2009
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QUOTE(Nepo @ Oct 3 2017, 07:51 AM) Though get some bank loans over RM 1 million...but all the installments were paid in time. No CTOS, no late payment. no credit cards outstanding balance.CCRIS records are zero till now. Mia payment = late payment or no paymentMIA stands for? How about ur commitment? Monthly commitment for credit facility / monthly income How many % ? |
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Oct 3 2017, 07:47 PM
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#3
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Junior Member
701 posts Joined: Oct 2009
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QUOTE(Nepo @ Oct 3 2017, 08:38 AM) Roughly around 70% of the net income...maybe this consider as high risk profile... If all ok,then mostly either high commitment or risk grade ~U got any facility on amb? |
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Oct 21 2017, 04:49 PM
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#4
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Junior Member
701 posts Joined: Oct 2009
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QUOTE(terence_say @ Oct 21 2017, 12:52 AM) Did anyone here kind to share what is the most effective method to submit for an permanent credit limit review? just have to summit your latest income document proof and they will call you to do a VR confirmation are you agreed to proceed for CLIAny form to fill up or any email to sent? seem like cant find any form in the website unlike maybank Thanks in advance but then it take quite some time, no form required if you interested you may email to wong-choon-kiat@ambankgroup.com with your document and your contact number |
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