My add-on cards WMC and VI is finally being processed after nearly 3 weeks... applying through branches is quite troublesome..
Hopefully will be approved this time..

Will update those who are interested in applying for higher tier cards with income below the requirements.

how u get the high end without meet income requirement?

Apparently add-on has a higher chance if your income is near the higher tier according to the branch assistant manager anyway, plus the chance to appeal. If using other banks standard, my income hits the requirement for WMC, however Ambank calculates annual bonus on 24 months basis, so that pushed me behind the requirements..

This post has been edited by Lego Warfare: Apr 21 2017, 03:32 PM

They approved for both Platinum Visa & Mastercard for you? I heard there's people apply visa & master but Ambank only gave either 1 only

They took into account your annual bonus? When I applied for their Platinum card, the CS agent told me that the bank doesn't look at annual bonus because "it isn't considered as fixed income".

Yep, they do take to consideration. But as it is not fixed they calculate it under 24 month basis instead of 12 months. That's what the CC officer told me when she called.

That means, if monthly income is RM4,000 plus 2-month bonus per year, then gross annual income is (RM4,000 x 12 months) + RM4,000 (1 month bonus) = RM52,000?

This post has been edited by noname83: Apr 21 2017, 04:51 PM

Ya, I got both cards at the same time . I have no idea why they only give either 1, suppose can apply for both if you have meet their requirement. You try to apply for both if not you have to prepare the documents every time you submit the application.

Yep, that's what their CC Officer told me...

Thanks for the heads-up.
I will submit my VS later, been busy recently but really plan to do it tonight...

Then, early next year or end of this year will try luck for VI and WMC.

Haha go go go. I also just submitted for PBB VS

I just submitted via email for AmBank VS and additional Plat MC, I have Plat Visa now.
Then, I will have five cards for PPL access, should be more than enough for me.

Once I am qualified for WMC and VI, then I will cancel one of my AEON cards. Oh well, think too far.

applied for wmc got signature approved. can appeal? 10k+ short from 120k

Just called them, mine got approved yesterday for vs
Hope can get the card next week
I have asked cs previously
both visa and master plat share the same 2x ppl
unless you take 1 from conventional
another 1 from islamic
then you get 2x + 2x = 4x

btw I forget to ask the cs
the 2x in plat is it counted
if yes, then this year I left 4x only (1x used with plat)

So how did you get approve for VS? Then maybe I can apply for WMC and VI already, since annual income is not far apart.
VS and Plat don't share same quota.
Let me call CS later to change to Islamic Plat card.

This post has been edited by fruitie: Apr 22 2017, 07:00 PM

Yesterday I went to the branch for asking pledge fd to apply cc.
for wc o VI min RM50k.
Still thinking worth or not

This post has been edited by boyzai07: Apr 22 2017, 07:19 PM

Just called up customer service. Was informed that if I own both Visa Platinum and MasterCard Platinum PPL entry would be 4x. Even if both cards are conventional cards.

Unless you travel a lot and use PPL frequently, else I don't think it's worth to do it.
These cards have no other significant benefits except for unlimited PPL.
I will also apply for this purpose only.

Some CSs are rather misleading, the best will be write to them and get their reply back in B&W.

Conflicting info it seems. Both my conventional platinum cards were approved recently, was thinking whether to convert either one to Islamic card before receipt of the cards

My VS had the same prob. I did on the ATM machine at :
1. My office lobby - Failed.
2. AmB branch - Machine 1 - Failed

Then I ask the counter. They called the hotline and they resend me another pin.

When I tried [2. AmB branch - Machine 2] then only success. I quickly recalled and ask them not to reset but too late.

Today, I purposely go back to the AmB branch to use Machine 1 - Success change.

Moral of story; try few bloody machines from diff places ( if you have the time like me ) as my assumption not all machine is able to do pin change - my guess