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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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stevenkkh
post Aug 20 2016, 06:22 PM

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Just wondering can I apply online for supplementary card? Just don't have the time for walk in.
stevenkkh
post Aug 20 2016, 06:40 PM

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QUOTE(saitong09 @ Aug 20 2016, 06:28 PM)
Download supplementary form, fill up and email to card center with Scanned IC of the supplementary card holder.
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Ok, thanks, I just search the email for the card centre, custsvc@publicbank.com.my
stevenkkh
post Aug 20 2016, 06:48 PM

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Just want to ask anyone try balance transfer to credit card from pb before, I come across this which stated 0% interest and 0% one time handling fee.

https://ringgitplus.com/en/balance-transfer...#ReadMoreReview

So, for example, I am thinking if I take balance transfer of RM6k from other credit card to pb cc, then what will be my expectation? Will it be every month my pb credit card statement will have monthly installment amount of RM1k for 6 months?

Somehow I also saw this statement:

Zero interest sounds good. However, you’ll have to keep your promise and clear the outstanding balance within 6-month to avoid being slapped with regular credit card interest rates.

Make me thinking whether the 6K balance transfer can be clear anytime within 6 months period without a must to pay 1k each month?

stevenkkh
post Aug 20 2016, 06:49 PM

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QUOTE(saitong09 @ Aug 20 2016, 06:45 PM)
Don't forget to register to get the free container smile.gif
https://www.pbebank.com/Personal-Banking/Pr...mpaign-(2).aspx
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Yup, thanks, I saw this in the printed form also, till 31 Oct.
stevenkkh
post Aug 22 2016, 06:58 PM

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QUOTE(wesleycjh @ Aug 22 2016, 03:01 PM)
Public bank will charge 1K each month to your card and immediately credit 6K to the 3rd party card. There is penalty of RM100 if you do the early settlement within 6mths  dry.gif

The beauty of this balance transfer is PB don't bother whether you actually having owed the other bank statement balance of 6K, PB will just credit 6K to other card immediately when the balance transfer is approved. I did this few times already which is very efficient  rclxms.gif
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So this RM1k will be my outstanding balance for the month and I need to pay within the due date of the statement to avoid interest? This will be the same for the following month. Means I cannot wait till the 6th month to pay one shot RM6k to clear off the balance transfer?

stevenkkh
post Aug 24 2016, 10:50 AM

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Anyone try uber? Is that consider online transaction to be eligible for 6% discount?
stevenkkh
post Nov 20 2016, 12:22 PM

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Anyone got the lock lock container promotion when apply for supplementary card with spending above RM300 once card approve?

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