QUOTE(pvateme @ Mar 15 2017, 04:55 PM)
have you guys ever count what is the actual return from mbb amex as comapre to this pb vs now ?
with the 5x points and 5% rebate (weekend only), it actually give me 6.25% cash back, with assumption 20k point for rm50 metrojaya voucher.
in that case, i should use amex instead of this pb vs in weekends. anyone has the same thought ?
depends on preference. Some people might prefer the additional 1% in cash terms (form of cash rebate) which is consider instant, though of course 5x points with maybank2amex weekend accountable to 6.25% but to accumulate the points to redeem vouchers will take time. with the 5x points and 5% rebate (weekend only), it actually give me 6.25% cash back, with assumption 20k point for rm50 metrojaya voucher.
in that case, i should use amex instead of this pb vs in weekends. anyone has the same thought ?
No right or wrong here. Is subject to each user preference as said.
Mar 15 2017, 05:11 PM

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