QUOTE(laymank @ Jul 5 2016, 07:41 PM)
Dividend is not reflected in your EPF (for salaried worker), therefore not considered.
but with 99k, you should give it a try.
QUOTE(saitong09 @ Jul 5 2016, 08:04 PM)
High chance get approved if CTOS and CCRIS is clean

QUOTE(aromachong @ Jul 6 2016, 12:24 AM)
some bank do not care about dividend , they see your gross only
but no harm to give a try
QUOTE(ymtee988 @ Jul 8 2016, 09:01 AM)
My annual income is less than 100k, but exceed 100k with my share dividend, I photocopy all my dividend slips and submit together with my application form. PBB approved my application (June 2014).
thank you for all replies.
I shall give it a try.