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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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meximum
post Oct 8 2016, 02:36 AM

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Hi Guys

I applied via ringgitplus 10 days ago but didn't get any respond back from pbb. Called cs today and was told the application got rejected and they can't let me know the reason the application got rejected.

Is there a way to check why the application got rejected? Such as walk in to branch?

My citibank clear just got approved 2 months ago via ringgutplus. Not sure if applyingg cc in short period will cause the rejection.

P/s: Requirements are fulfilled

Thanks

This post has been edited by meximum: Oct 8 2016, 02:38 AM
meximum
post Oct 8 2016, 11:11 AM

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QUOTE(keatkeat99 @ Oct 8 2016, 09:19 AM)
Drop an email to CS, they will call you for rejected reason....I happen before application rejected to PTPTN CCRIS issue that not updated on time and cause the application rejected. Once I sent them the PTPTN letter, application get approved smile.gif
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Hi thanks for your reply.

As a matter of fact, i did sent an email to ask for status but no respond before i called the cs.

During the call cs mentioned that they are not able to check the reason of the rejection so I'm not sure if an email will help.
meximum
post Oct 8 2016, 11:24 AM

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QUOTE(keatkeat99 @ Oct 8 2016, 09:19 AM)
Drop an email to CS, they will call you for rejected reason....I happen before application rejected to PTPTN CCRIS issue that not updated on time and cause the application rejected. Once I sent them the PTPTN letter, application get approved smile.gif
*
Hi thanks for your reply.

As a matter of fact, i did sent an email to ask for status but no respond before i called the cs.

During the call cs mentioned that they are not able to check the reason of the rejection so I'm not sure if an email will help.
meximum
post Oct 8 2016, 07:20 PM

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QUOTE(keatkeat99 @ Oct 8 2016, 06:19 PM)
They may take few days to call back or you can call CS to tell them when you sent email to them but still not getting their respond....
In your email, you can write to them asking for the reason why they rejected your application..maybe you can quote 1 or 2 reason why they reject you such as due to CCRIS or financial status issue...hope that this help....
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Hey thanks for your advise.

I'll wait for a while then call again.

May be i will also drop by the branch to apply again.
meximum
post Oct 12 2016, 06:52 PM

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QUOTE(keatkeat99 @ Oct 8 2016, 06:19 PM)
They may take few days to call back or you can call CS to tell them when you sent email to them but still not getting their respond....
In your email, you can write to them asking for the reason why they rejected your application..maybe you can quote 1 or 2 reason why they reject you such as due to CCRIS or financial status issue...hope that this help....
*
Still did not get any respond from my email enquiries. Went to branch today but they told me to check with customer service. Gave them a call and they try to help me appeal. Asked whether i have loan with the bank and the on time payment. Then check with them again after 1 week.
meximum
post Oct 13 2016, 12:35 PM

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QUOTE(keatkeat99 @ Oct 13 2016, 09:06 AM)
Hope that can hear from your good news to get this super nice visa card  biggrin.gif
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Thanks. Will try to submit more doc as well. Just that my citibank application doc were so minimal n i received the card within a week. biggrin.gif
meximum
post Oct 20 2016, 08:35 PM

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QUOTE(keatkeat99 @ Oct 13 2016, 09:06 AM)
Hope that can hear from your good news to get this super nice visa card  biggrin.gif
*
Got the approval sms finally. Added ea form, car loan and mutual fund account info in the appeal letter thumbup.gif
meximum
post Oct 22 2016, 10:26 PM

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QUOTE(keatkeat99 @ Oct 22 2016, 03:28 PM)
rclxms.gif fully utilize the cashback then.
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Just called cs to seperate the statement. Didn't realise the combine cb earlier. smile.gif
meximum
post Nov 1 2016, 10:41 PM

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QUOTE(MGM @ Nov 1 2016, 08:51 PM)
Bank kedekut? u must be new here. The Kedekuts one are AMBANK, AFFIN, CIMB, RHB n lately MBB. PB by any standard is very generous.
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Kedekut in approval. Lol
meximum
post Nov 14 2016, 10:56 AM

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Just to share. CS told me PBB no longer use pos laju. Just normal mail delivery.

Previous card delivered to my office reception but supp card was in the mail box.
meximum
post Nov 15 2016, 10:03 AM

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QUOTE(dannychen @ Nov 14 2016, 09:03 PM)
received new card & replacement cards by poslaju. i doubt cs gave you correct info.
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Was yours principal or supp card?
My supp card package has stamping "mail drop" and doesn't have the pos laju packaging.
meximum
post Nov 18 2016, 08:49 PM

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QUOTE(deadravel @ Nov 18 2016, 09:00 AM)
i got email from pb ask me to submit my application + documents.
but after submit thru email, then no reply back till now 2 weeks dy
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Call pbe cs. Key in your ic and check the application status. In my case it was rejected hence no update from them. I appeal and got approved and they sent me sms about the approval.
meximum
post Nov 19 2016, 12:37 AM

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QUOTE(deadravel @ Nov 18 2016, 09:06 PM)
i will try to call them directly and ask. thx for the heads up  :thumbsup:
did u applied thru ringgitplus as well?
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Yes. Just got my lazada sms free days ago

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