Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online
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 Jul 11 2016, 10:14 PM
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#1
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Junior Member
343 posts Joined: Jul 2014 
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QUOTE(ymtee988 @ Jul 8 2016, 09:01 AM) My annual income is less than 100k, but exceed 100k with my share dividend, I photocopy all my dividend slips and submit together with my application form. PBB approved my application (June 2014). Can pledge FD to apply this card? what is the amount? |
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Jul 12 2016, 08:37 PM
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#2
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Junior Member
343 posts Joined: Jul 2014
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QUOTE(TOMEI-R @ Jul 12 2016, 03:20 PM) Why do you need to pledge FD to apply for this card? Is it so hard to apply for one now? Among all the signature card, this is among the easiest to waive off the annual fee, with just 12 swipes per year can waive ? Correct me if I am wrong Btw, I just found out this card doesnt allow overseas Airport Lounge access and even SEA airports.  I have mbb visa signature now, but they're going to charge me rm550 annual fee if I don't spend RM50K per year |
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Jul 12 2016, 11:18 PM
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#3
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Junior Member
343 posts Joined: Jul 2014
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QUOTE(Human Nature @ Jul 12 2016, 09:49 PM) Yes, auto waiver with 12x swipes. Yes, but their cashback is not so generous as per PBB Visa Signature.If wanna talk about annual fee among VS, RHB VS is free for life  |
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Jul 12 2016, 11:39 PM
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#4
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Junior Member
343 posts Joined: Jul 2014
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QUOTE(cybpsych @ Jul 12 2016, 09:19 AM) last time min fd pledge is RM34k with 1:1 Credit Limit ratio (i.e. FD amount = CL) How long is the tenure minimum need to lock your money there?you also need to pay stamp duty 0.5% for the FD amount. call/visit branch to find out. Once matured you're free to cash-out with still holding your VS? |
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