My condolences for your loss.

Okay, the good thing is that Banks cannot sue a dead person. However, the Bank can sue the estate of the deceased or the executor of the estate.

Did your brother have a will.

Did your brother leave behind a lot of money, assets, money in the bank

Did your brother have an ATM card that you know the pin.

The TLDR advice is NO NEED to pay the debt of 2k as the bank cannot take legal action against a dead person and for 2k, it's not worth going after the estate or the executor.

Nothing will happen.

Bank will have to write off upon notice of death.

But important is not to use the CC after the card holder has passes away.

Not worth it for 5k for bank to take action against the deceased estate. On this case, there is hardly any estate.

This term is called Right of Set off.

It allows the Bank to set off one account which is in credit against another account in debit of the same person.

To counter this, don't maintain CASA or FD in the same bank where you have loans such as CC, PL, etc

The right of seems off is authorized and is standard terms of all loans and accounts.

Just to share, I got 6% for Hotlink topup via Maxis Pay