QUOTE(DarReNz @ Sep 11 2016, 09:39 PM)
btw have you guys received your pin&pay for this card ?
Just got a week ago. Haven't activate yetCredit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Sep 12 2016, 10:13 AM
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Senior Member
888 posts Joined: Mar 2011  
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Sep 12 2016, 12:51 PM
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#2
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888 posts Joined: Mar 2011
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QUOTE(wjchay @ Sep 12 2016, 11:56 AM) I haven't got Mine, have to call cs? Not necessary just chill haha. Coz no difference the pin only effective next year July or June. So far I haven't been to a shop that requested for pin. |
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Sep 24 2016, 09:45 PM
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#3
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QUOTE(ju146 @ Sep 24 2016, 09:11 PM) i applied public visa signature via ringgit plus 2 weeks ago, the bank call me yesterday and asked if i have PTPTN settlement letter. I have outstanding but i am not blacklisted, not sure if the bank will issue me the credit card Did you pay your PTPTN monthly commitment regularly? Reason because if you missed payment for more than 2 months then it will be recorded in CCRIS as a red flag. too many red flags will get your application rejected.anyone experience this before? |
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Sep 24 2016, 10:53 PM
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#4
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QUOTE(ju146 @ Sep 24 2016, 09:47 PM) i didnt pay monthly, but i pay big sum like few thousand 1 shot.. is that still counted in CCRIS? Yeah you missed the monthly payment and then you pay lump sum of the outstanding late payment it will still show in CCRIS. If you restructure the repayment for PTPTN also it will show in CCRIS. CCRIS is quite detailed. However if this is your first credit card should be no problem. If you have multiple credit cards with late payment and PTPTPN then you have high chances of getting rejected |
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