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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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stevenkkh
post Aug 20 2016, 06:49 PM

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QUOTE(saitong09 @ Aug 20 2016, 06:45 PM)
Don't forget to register to get the free container smile.gif
https://www.pbebank.com/Personal-Banking/Pr...mpaign-(2).aspx
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Yup, thanks, I saw this in the printed form also, till 31 Oct.
Wind82
post Aug 21 2016, 07:00 PM

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Anyone try registering the departmental cash back today?

Keep on getting campaign not active reply
baocord
post Aug 21 2016, 10:16 PM

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QUOTE(Wind82 @ Aug 21 2016, 07:00 PM)
Anyone try registering the departmental cash back today?

Keep on getting campaign not active reply
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I called the customers service , they said they have system have some error , they will manually register for me tomorrow.
I can spend today.
You may need to call them as well
mjchua
post Aug 22 2016, 01:55 PM

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anyone try to pay insurance premium via Prudential online? entitle for CB ?
pvateme
post Aug 22 2016, 02:43 PM

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QUOTE(mjchua @ Aug 22 2016, 01:55 PM)
anyone try to pay insurance premium via Prudential online? entitle for CB ?
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I wanted to know this also. Hopefully who knows can share, else we need to try out ourselves.
wesleycjh
post Aug 22 2016, 03:01 PM

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QUOTE(stevenkkh @ Aug 20 2016, 06:48 PM)
Just want to ask anyone try balance transfer to credit card from pb before, I come across this which stated 0% interest and 0% one time handling fee.

https://ringgitplus.com/en/balance-transfer...#ReadMoreReview

So, for example, I am thinking if I take balance transfer of RM6k from other credit card to pb cc, then what will be my expectation? Will it be every month my pb credit card statement will have monthly installment amount of RM1k for 6 months?

Somehow I also saw this statement:

Zero interest sounds good. However, you’ll have to keep your promise and clear the outstanding balance within 6-month to avoid being slapped with regular credit card interest rates.

Make me thinking whether the 6K balance transfer can be clear anytime within 6 months period without a must to pay 1k each month?
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Public bank will charge 1K each month to your card and immediately credit 6K to the 3rd party card. There is penalty of RM100 if you do the early settlement within 6mths dry.gif

The beauty of this balance transfer is PB don't bother whether you actually having owed the other bank statement balance of 6K, PB will just credit 6K to other card immediately when the balance transfer is approved. I did this few times already which is very efficient rclxms.gif
cybpsych
post Aug 22 2016, 04:03 PM

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QUOTE(wesleycjh @ Aug 22 2016, 03:01 PM)
Public bank will charge 1K each month to your card and immediately credit 6K to the 3rd party card. There is penalty of RM100 if you do the early settlement within 6mths  dry.gif

The beauty of this balance transfer is PB don't bother whether you actually having owed the other bank statement balance of 6K, PB will just credit 6K to other card immediately when the balance transfer is approved. I did this few times already which is very efficient  rclxms.gif
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this is particularly good for renovation since most contractors doesnt accept cc or impose 1-2% surcharge.
MGM
post Aug 22 2016, 05:38 PM

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QUOTE(cybpsych @ Aug 22 2016, 04:03 PM)
this is particularly good for renovation since most contractors doesnt accept cc or impose 1-2% surcharge.
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Why is this good if can't use CC?
axishater
post Aug 22 2016, 05:46 PM

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Hi all, noob question here.

I have 1 credit card with credit limit is Rm3000 and never used this card before. Let say I want to buy a laptop with price tag rm3300, can I to'topup/pay' rm300 to make the credit limit is Rm3300 and buy the laptop? Tq..
axishater
post Aug 22 2016, 06:13 PM

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QUOTE(PhucDaBich @ Aug 22 2016, 05:50 PM)
If you buy from shop, just top up the RM300 to the shop and swipe RM3000.

If buy online, you can call service centre and ask for credit increase for one time only of RM300. No problem, bear in mind if any tax incurred on the product, then you need to add more
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Thank you, clear explanation.. smile.gif
stevenkkh
post Aug 22 2016, 06:58 PM

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QUOTE(wesleycjh @ Aug 22 2016, 03:01 PM)
Public bank will charge 1K each month to your card and immediately credit 6K to the 3rd party card. There is penalty of RM100 if you do the early settlement within 6mths  dry.gif

The beauty of this balance transfer is PB don't bother whether you actually having owed the other bank statement balance of 6K, PB will just credit 6K to other card immediately when the balance transfer is approved. I did this few times already which is very efficient  rclxms.gif
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So this RM1k will be my outstanding balance for the month and I need to pay within the due date of the statement to avoid interest? This will be the same for the following month. Means I cannot wait till the 6th month to pay one shot RM6k to clear off the balance transfer?

mamamia
post Aug 22 2016, 07:06 PM

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QUOTE(stevenkkh @ Aug 22 2016, 06:58 PM)
So this RM1k will be my outstanding balance for the month and I need to pay within the due date of the statement to avoid interest? This will be the same for the following month. Means I cannot wait till the 6th month to pay one shot RM6k to clear off the balance transfer?
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Yes, balance transfer for 6 months is like installment plan for 6 months.. U split ur 6k over 6 months.. ie RM1k per month..
SUSMNet
post Aug 23 2016, 08:11 PM

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Public Bank customer support so lousy sucks.
Drop them an email regarding the pledge FD for credit card issue since 19-08-2016, but until today no one from public bank email me or call me.
saitong09
post Aug 23 2016, 10:02 PM

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QUOTE(MNet @ Aug 23 2016, 08:11 PM)
Public Bank customer support so lousy sucks.
Drop them an email regarding the pledge FD for credit card issue since 19-08-2016, but until today no one from public bank email me or call me.
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Did you received the auto reply acknowledged email?
SUSMNet
post Aug 23 2016, 10:05 PM

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QUOTE(saitong09 @ Aug 23 2016, 10:02 PM)
Did you received the auto reply acknowledged email?
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Yes from PBCS Customer Service<custsvc@publicbank.com.my>
saitong09
post Aug 23 2016, 10:07 PM

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QUOTE(MNet @ Aug 23 2016, 10:05 PM)
Yes from PBCS Customer Service<custsvc@publicbank.com.my>
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Few weeks ago they took more than a week to reply my email sweat.gif
lilsunflower
post Aug 23 2016, 10:51 PM

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Things have been very quiet on the Save More cashback campaign. I hope we see a wave of cashback come in soon.
hwachong
post Aug 23 2016, 11:25 PM

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grab and uber not entitle to online rebate
michaelho
post Aug 24 2016, 01:25 AM

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QUOTE(PhucDaBich @ Aug 22 2016, 06:50 PM)
If you buy from shop, just top up the RM300 to the shop and swipe RM3000.

If buy online, you can call service centre and ask for credit increase for one time only of RM300. No problem, bear in mind if any tax incurred on the product, then you need to add more
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alternatively, can also bank in rm300 into credit card account so that you can swipe rm3300. Tried before
zacknistelrooy
post Aug 24 2016, 03:49 AM

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QUOTE(lilsunflower @ Aug 23 2016, 10:51 PM)
Things have been very quiet on the Save More cashback campaign. I hope we see a wave of cashback come in soon.
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Yeah nothing appearing on my account too.

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