QUOTE(cybpsych @ Jul 12 2016, 09:19 AM)
last time min fd pledge is RM34k with 1:1 Credit Limit ratio (i.e. FD amount = CL)
you also need to pay stamp duty 0.5% for the FD amount.
call/visit branch to find out.
QUOTE(cybpsych @ Jul 13 2016, 07:04 AM)
there's a reason why it's called "pledging FD" to apply a credit card.
your FD is used as collateral since income level is not met or having other risk factors that are not favorable to PBB.
FD fledging is to board rate, not promo rate. so just let it autorenew the FD for as long as you're holding the card.
no FD = no collateral = no protection to PBB = no card. simple as that.
QUOTE(MNet @ Aug 17 2016, 07:01 AM)
In order to get the PB visa signature, I need to put RM20k in PB FD account?
Is this requirement(RM 20k) is same with all the PB bank branch?
PB FD interest rate is 3.10% pa right?