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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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lilsunflower
post Sep 21 2016, 02:07 PM

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QUOTE(QuickFire @ Sep 21 2016, 01:27 PM)
Paying via the Uber or Grab app doesn't count as an online transaction? I played around with my workings to get the actual cash back I got, and it seems that Grab and Uber are not counted.
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Yes it's been highlighted in previous posts.
lilsunflower
post Sep 21 2016, 05:16 PM

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1121 21 SEP 21 SEP (DGP) SAVE MORE WITH PB CASH BACK-WEEK10 50.00 CR
lilsunflower
post Sep 21 2016, 09:36 PM

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QUOTE(MGM @ Sep 21 2016, 09:09 PM)
My supp has a separate statement, so can I request PBB to transfer the supp's outstanding balance to my principle card account?
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No idea, but can call CS now to ask. PBB CS is generally super helpful and take time to explain options.
lilsunflower
post Sep 21 2016, 11:19 PM

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QUOTE(MGM @ Sep 21 2016, 10:24 PM)
Just call n it is all done, but need a few days for it to reflect in my account. Once it is in, I would BT to MBB using my account's outstanding balance.
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Based on my experience, it may be faster than they estimate. Yesterday afternoon I asked them to transfer my excess credit from principals to subs, today it was all done even though they quoted 3-5 working days. Hope yours is done too before the weekend so can apply the MBB BT.
lilsunflower
post Sep 23 2016, 10:04 AM

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QUOTE(MGM @ Sep 23 2016, 10:00 AM)
Woke up this morning, and realise that if I transfer the supp's outstanding balance to my principle card account, it might affect my unrealised CB. So I call the CS to reconfirm n turnout to be the case, n quickly cancel the transfer.
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Wow, that's quite crazy. Luckily you thought about it! I'm amused at the thought of you thinking of these kind of things first thing in the morning. rclxms.gif
lilsunflower
post Sep 27 2016, 10:44 PM

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QUOTE(DarReNz @ Sep 27 2016, 10:04 PM)
if your latest statement is due and then you do BT and it gets sent over, does that mean it has already been paid ?
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Not sure if I understand your question, but let me try to answer.

Lets say your MBB is due 30 September. But you applied a PBB BT and money was sent to MBB before 30 September.

Then yes, your MBB CC outstanding balance should be cleared by your BT to PBB.

Is this what you were asking?
lilsunflower
post Sep 28 2016, 09:34 PM

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QUOTE(akib_mullen @ Sep 28 2016, 09:30 PM)
Sorry offtopic, I applied pb visa gold cc last week. How long is the approval time for pb?
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Varies significantly. I've got 3 PBB cards and took between 3 and 8 working days. Same thing with my 3 supp cards.. Very different times lines.

What I did is call PBB 2-3 days after you submit and check that they have your application in the system. Then they can tell you how long as well. The worst thing is when it goes missing then you have to re submit.
lilsunflower
post Sep 29 2016, 03:59 PM

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QUOTE(Human Nature @ Sep 29 2016, 03:34 PM)
Need to do method 2 for my supp as no online access.
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Same here - I have 2 supps with no online access.

Have you e-mailed already? 6 October is very soon! My supp's statement date is 7 October.


lilsunflower
post Sep 29 2016, 05:37 PM

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QUOTE(BeastX @ Sep 29 2016, 05:33 PM)
RM50 back for RM200.... 25% CB.... does not make much sense ....
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Unless its one of those restricted CBs... like have to spend at certain shops or categories (e.g. pharmacy) or something obscure and difficult to fulfill.

Just have to wait for the actual promotion to be published. I'm not too hopeful though!
lilsunflower
post Sep 30 2016, 03:12 PM

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QUOTE(starman2016 @ Sep 30 2016, 03:09 PM)
PB sifus,

Principle and supplementary holders to share the cash back cap (RM50) or they have seperate caps (RM50 + Rm50)?
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Separate caps PROVIDED opt for separate statements.

Note that this is based on current experience, which we assume to be a system glitch in our favour. Therefore, don't need to go confirm with CS etc etc, as the official position is that CB should be shared.
lilsunflower
post Oct 4 2016, 07:32 AM

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QUOTE(kelvintt @ Oct 4 2016, 07:29 AM)
You can opt out if u think the rebate amount is too small for u. Let us collect the rebate. =P
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Can't wait to see the TNC and start spending. Unfortunately did a few major transactions over the long weekend. Would have postponed if I knew this was coming up. I love PBB promos.
lilsunflower
post Oct 4 2016, 08:23 AM

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QUOTE(cybpsych @ Oct 4 2016, 08:13 AM)
yeah, i've already stopped using Wise. put in drawer liao  tongue.gif
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It's my last Wise month before AF... So im pre paying TNB 1k and the remaining 1k for Pos Online for AEON CC, then cancelling.

PBB VS is my most valuable card right now. Even PBB promos are so much better than its competitors.
lilsunflower
post Oct 4 2016, 03:46 PM

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QUOTE(MGM @ Oct 4 2016, 03:37 PM)
Anyone got the T&C?
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Not yet released. Everyone still waiting.
lilsunflower
post Oct 4 2016, 08:57 PM

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QUOTE(herc @ Oct 4 2016, 08:48 PM)
Telekom via Payonline is eligible based on last promo.
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Yes I confirm this. Definitely Telekom via pay online is in.

Week 12 cashback is out. So far I've received RM50 x 12 weeks. Should also get my Week 13. Thank you PBB!
lilsunflower
post Oct 6 2016, 02:24 PM

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Anyone started spending spree for new campaign?

Took my chances today and swiped RM700. Thinking of topping up RM300 TNG at Jaya Grocer tonight to hit RM1,000. Am feeling very kiasu!
lilsunflower
post Oct 6 2016, 03:50 PM

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QUOTE(janson_kaniaz @ Oct 6 2016, 02:35 PM)
today is already thurs...
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Yeh, but not everyone is as proactive or CB hungry as us LYN forummers. For me, I didn't even receive the PBB SMS notification that the promo had started. I only found out through LYN.

That's why I'm checking to see if anyone else has started spending. Based on previous promotions, usually quite safe if transactions done during weekdays. I believe its the weekend spending (starting Friday night) that starts to eat up the quota quickly.
lilsunflower
post Oct 6 2016, 05:40 PM

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QUOTE(cybpsych @ Oct 6 2016, 05:27 PM)
sms received on Tuesday 7pm, edm received 2pm today.
next week target rm500 for astro and maxispay.
need to plan this carefully cuz dont want to overshoot monthly spending to hit 6% cb quota. luckily got 1 new supp card to spread the spending equally to achieve promo cb + monthly 6% cb concurrently.
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Weird - no notifications sent to me. Maybe its because I opted out of all marketing materials hmmm...

Anyway, I bought 2 pairs of shoes today for RM700 at Isetan and swiped using my WMC (since can't qualify for VS CB). There's also some ongoing PBB WMC as well as Mastercard promotion (no need to register), so it's killing a few birds with one stone.

Also did another PBB 0% BT today for 18k. Ahhh.. I love PBB!

lilsunflower
post Oct 6 2016, 07:54 PM

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QUOTE(harmonics3 @ Oct 6 2016, 07:47 PM)
Can confirm whether the spending for the weekly cashback promotion also entitled for the normal 6% cashback?
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Yes. Confirmed. Which means your effective cash back is even higher if you spend on those 6% categories and win the promo cashback too.
lilsunflower
post Oct 8 2016, 09:46 AM

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QUOTE(snowswc @ Oct 8 2016, 09:41 AM)
am i right if i use AEON big credit card to entitle 5% rebate + posonline using PBB VS online 6% = total 11% for grocery?
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The numbers are right, however, you have to factor in the 2.12% POS ONLINE service charge which reduces your effective cashback.
lilsunflower
post Oct 8 2016, 10:07 AM

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QUOTE(snowswc @ Oct 8 2016, 10:03 AM)
Thanks. can i use Aeon to pay my insurance (any insurances) and use PBB VS to pay to entitle the 6% cash back = is this work?
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Yes, same concept.

For all expenditure with low or no cashback normally (e.g. normal retail shops, insurance, government, education) etc, you can pay with AEON and then PBB VS.

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