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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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BeastX
post Feb 6 2017, 09:50 AM

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QUOTE(MGM @ Feb 6 2017, 09:18 AM)
In delimma now, to pay now or later?
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QUOTE(cybpsych @ Feb 6 2017, 09:14 AM)
dont know about that.

i just called CS again.

recorded time is 6 Feb, 7:11am today.
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10am onwards should be ok.... but not 100% guaranteed.... in regards to paying by USD using Paypal...

This post has been edited by BeastX: Feb 6 2017, 09:51 AM
BeastX
post Feb 6 2017, 09:54 AM

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QUOTE(mamamia @ Feb 6 2017, 09:23 AM)
What is ur result of complaint?
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The result of my complaint... cannot change... even as the acknowledge as transaction at 6.30am... reason: unpredictable foreign currency...
BeastX
post Feb 6 2017, 01:17 PM

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QUOTE(lilsunflower @ Feb 6 2017, 10:52 AM)
I did an RM10 Shopee transaction at 8.30am for testing purposes. After reading these posts, I called CS and they said its currently unposted, but the date on the system is 6 Feb. I then asked if it possible that the system will backdate it to 5 Feb upon posting...CS said no. Will just have to see if this is true.
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Should not be a problem with MYR... even with using paypal... in the early hours... let's see your (experience) report
BeastX
post Feb 6 2017, 02:08 PM

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QUOTE(lilsunflower @ Feb 6 2017, 01:24 PM)
On a related note... I just checked back my previous CIMB and PBB online statements, as I believe Zalora also uses Cybersource to process, and this is what occurred:

Transactions done at 3.12am (CIMB) and 3.45am (PBB) on 2 February show transaction date on 1 February!!!

Based on the above, to be cautious, it is a bad idea to transaction at 3am if you want to qualify for the CB.
» Click to show Spoiler - click again to hide... «
With CIMB.... it's California's time... which is 3pm (non-DST)...4pm with DST.... with USD paypal

This post has been edited by BeastX: Feb 6 2017, 02:10 PM
BeastX
post Feb 7 2017, 10:43 AM

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QUOTE(cybpsych @ Feb 7 2017, 09:04 AM)
it's not the currency matter, it's where the payment portal resides (timezone) vs local timezone.

since paypal resides in California, US..... your transaction is likely falls on Sunday.
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In regards to PB... it's currency based rather than Portal (as the Paypal portal is based in Singapore, I believe)

This post has been edited by BeastX: Feb 7 2017, 10:44 AM
BeastX
post Feb 9 2017, 07:14 AM

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QUOTE(lilsunflower @ Feb 8 2017, 10:15 PM)
Regarding the time zone issue using Cybersource (Shoppee), my transaction at 8.30am was correctly reported as occurring on 6 February, and hence eligible for the cash back campaign.

As I mentioned earlier, my transactions between 3-4am using Cybersource on Zalora were incorrectly posted a day earlier.

Not sure what is the "cut off" time for transactions to be posted on the correct day. Hope others will share.
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6.30 am using paypal USD.... a day before...With enough leeway... 9am, should be safe...

This post has been edited by BeastX: Feb 9 2017, 07:49 AM
BeastX
post Feb 16 2017, 09:27 PM

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Week 14 CB in.....
BeastX
post Feb 26 2017, 03:17 PM

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QUOTE(shawnk @ Feb 26 2017, 02:37 PM)
Any PBB in mall in Klang Valley so I can apply the Credit Card
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Online... card sent to your house/place of work.... activating an online account though may (or may not) need a physical branch...
BeastX
post Feb 26 2017, 03:39 PM

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QUOTE(shawnk @ Feb 26 2017, 03:24 PM)
Thanks. How you prove your income if applied online?
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Scanned pay slips... and/or EPF statement will suffice... and IC
BeastX
post Feb 28 2017, 10:13 AM

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QUOTE(coolguy99 @ Feb 28 2017, 09:53 AM)
i requested for a replacement card as the paywave functionality is not working for my card. as i will be getting a new card with a new card number, question is do i have to go to the branch to tie the card to my internet banking account again?
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Why would there be a new no. unless your card was stolen/hacked/spoofed... I had multiple card replacements with the same no. and just need to activate through PBe online
BeastX
post Feb 28 2017, 10:16 AM

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QUOTE(drbone @ Feb 27 2017, 10:06 PM)
lilsunflower isn't a bro, she's a sis...
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New colloquial.... Bro... short for Broette... (like Dudette)
BeastX
post Mar 2 2017, 04:43 PM

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QUOTE(cybpsych @ Mar 2 2017, 03:33 PM)
huh? i thought last round (ended 4 Sep 2016) was min rm60 per swipe? when got increased to rm80 per swipe?
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QUOTE(janson_kaniaz @ Mar 2 2017, 04:21 PM)
ooo, then i must have remembered wrongly, previous round was less than RM60 then...
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1 Oct 2015 to 31 Dec 2015 was RM80
6 Jun 2016 to 04 Sep 2016 was RM60

Now.... RM50 rclxm9.gif rclxm9.gif

BeastX
post Mar 7 2017, 07:29 AM

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Week18 CB... for transactions starting @30 Jan... in on 6 Mar
BeastX
post Mar 7 2017, 11:18 AM

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QUOTE(cclim2011 @ Mar 7 2017, 11:03 AM)
Hello, is this campaign overlapping with the 6% cashback
6% being a feature.... plan your purchases and you could hit 18.5% cb (from 12.5%)... for your first RM833.33
BeastX
post Mar 7 2017, 03:12 PM

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QUOTE(kremlin @ Mar 7 2017, 10:43 AM)
Done 5X yesterday 5pm and 8X 10.40am today.. hope can get RM 50 smile.gif
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QUOTE(HMMaster @ Mar 7 2017, 02:12 PM)
Hmm... why not do 8x next week? Or add 3x to the existing 5x. Since the campaign is calculated per week.
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I think he meant ... reaching another 3 transactions today to reach 8x...
BeastX
post Mar 9 2017, 12:56 PM

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QUOTE(MGM @ Mar 9 2017, 08:01 AM)
After signing for AFT but if CASA not enough funds n AFT failed will there be any charges? Will the AFT be done on the due date n not earlier?

BTW how much is the stamp duty?
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Well you'll have to fix a date...for instance the earlier date (after 31 of the month) for your statement due (your statement varies between 2 dates, except in March)... AFT failed due to sufficient funds, no penalty

Stamp duty RM10... Minimal to be retained in the account RM20...

This post has been edited by BeastX: Mar 9 2017, 12:58 PM
BeastX
post Mar 10 2017, 12:31 PM

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QUOTE(LostAndFound @ Mar 10 2017, 12:25 PM)
You can find a shop which lets you swipe 8 times? Cashier won't give you black face?
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Well some cashier ... understands...
BeastX
post Mar 10 2017, 05:44 PM

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QUOTE(MGM @ Mar 10 2017, 05:24 PM)
Good one. thumbup.gif

But for AEON, Parkson and Isetan gift vouchers , no extra 6% CB   and
Touch and Go (Jaya Grocer), for every rm50, how much service charge? Or u load one time rm400 but swipe 8x?
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FYI... there are Giant vouchers and gift cards... with extra 6%

This post has been edited by BeastX: Mar 10 2017, 05:54 PM
BeastX
post Mar 11 2017, 09:02 PM

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QUOTE(cybpsych @ Mar 11 2017, 07:50 PM)
the last promo, recently ended on Feb.
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Effectively ended on 13 Feb...
BeastX
post Mar 12 2017, 03:11 AM

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QUOTE(cybpsych @ Mar 11 2017, 09:55 PM)
nope, 19 Feb
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Nope... "effectively" ended on 13.... and maybe even before that day has ended... spending any on 14 onwards you'll not get any CB.

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