Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online
|
|
 Jul 15 2016, 06:57 PM
|
 
Junior Member
66 posts Joined: Mar 2012 
|
Hi, any one can advise how PBB assess the credit risk for his credit cardholder?
I shall know different bank different practise, but i wanted to know specifically for PBB? Eg: DSR? CRISIS report? Recently applied PB world and credit limit increase kena rejected. Thanks |
|
|
|
|
|
Jul 15 2016, 07:27 PM
|
Senior Member
546 posts Joined: Apr 2010
|
QUOTE(guy3288 @ Jul 15 2016, 02:57 PM) received on 24.3.2016 got mine too, same color as yours. Wonder how much it is worth ? Wanna sell them   |
|
|
Jul 15 2016, 10:13 PM
|
|
All Stars
10,820 posts Joined: Jan 2010 From: KL/PJ 
|
QUOTE(thkhai @ Jul 15 2016, 11:39 AM) After 2 months waiting, finally i received the msg from PBB in this morning, informed me that the credit card has been approved. PBB VS? What take it so long |
|
|
Jul 15 2016, 10:36 PM
|
Junior Member
143 posts Joined: Jan 2010 From: Kedah
|
QUOTE(saitong09 @ Jul 15 2016, 10:13 PM) PBB VS? What take it so long I also don't know bro. I applied via PBB online, 1st call to CS after 2 weeks, they said alrd received my application, in the process. then, 2nd call to CS after 1 month, still the same answer, " in process". 3rd call after 6 weeks, this time i  them dy, the CS said will remark as urgent, he promised that i will get the answer within a week. Finally i get it after waiting another 2 weeks. For those who rushing for this credit card, i advise u apply through the branch, might be u can get it faster. |
|
|
Jul 15 2016, 11:34 PM
|
Junior Member
139 posts Joined: Jul 2007 From: Puchong
|
Today (15th July) i received a sms, saying my application for Visa Sig has been approved. Card delivery in 1-3 working days.
I send my application to card processing email address, on 3rd Jul, attaching all required docs. About 2 weeks to finally approve. Can't wait to enjoy the 6% cashback, been long time since able to have this much cash back (how i miss previous M2U Amex, OCBC Titanium) This post has been edited by smallcrab: Jul 16 2016, 11:33 PM |
|
|
Jul 15 2016, 11:40 PM
|
|
Junior Member
143 posts Joined: Jan 2010 From: Kedah
|
QUOTE(smallcrab @ Jul 15 2016, 11:34 PM) Today (15th July) i received a sms, saying my application for Visa Sig has been approved. Card delivery in 1-3 working days. I think is time I have to pray more. Damn bad luck.I applied online on 3rd Jul, attach all required docs. About 2 weeks. Can't wait to enjoy the 6% cashback, been long time since able to have this much cash back (how i miss previous M2U Amex, OCBC Titanium) |
|
|
|
|
|
Jul 15 2016, 11:43 PM
|
|
All Stars
10,820 posts Joined: Jan 2010 From: KL/PJ
|
QUOTE(thkhai @ Jul 15 2016, 10:36 PM) I also don't know bro. I applied via PBB online, 1st call to CS after 2 weeks, they said alrd received my application, in the process. then, 2nd call to CS after 1 month, still the same answer, " in process". 3rd call after 6 weeks, this time i Apply through branch still need to submit to credit card department to process. them dy, the CS said will remark as urgent, he promised that i will get the answer within a week. Finally i get it after waiting another 2 weeks. For those who rushing for this credit card, i advise u apply through the branch, might be u can get it faster. |
|
|
Jul 16 2016, 12:35 AM
|
|
Junior Member
565 posts Joined: Mar 2014
|
Please to report transactions which are eligible for 6% cash back:
Dining: 1) Lim Ko Pi 2) Secret Recipe - Kota Damansara 3) Daorae Korean BBQ - SubanSubang Jaya (though I dine at the Giza outlet) 4) Manhattan Fish Market - Sunway Pyramid Groceries: 1) Tesco - Ara Damansara & Paradigm Mall 2) Hero - Nova Saujana Shah Alam |
|
|
Jul 16 2016, 01:35 PM
|
|
Junior Member
146 posts Joined: Jul 2013
|
Anyone know if i purchase through taobao with different sellers, do the transaction countes as multiple? Or do i entitle for the 8x RM60?
|
|
|
Jul 16 2016, 05:29 PM
|
Senior Member
6,420 posts Joined: Jun 2005
|
QUOTE(SnowLady @ Jul 16 2016, 01:35 PM) Anyone know if i purchase through taobao with different sellers, do the transaction countes as multiple? Or do i entitle for the 8x RM60? If u pay separately will count as different transaction. |
|
|
Jul 16 2016, 06:02 PM
|
|
Junior Member
285 posts Joined: Sep 2005
|
QUOTE(saitong09 @ Jul 15 2016, 11:43 PM) Apply through branch still need to submit to credit card department to process. I submitted on 3 July via online, few days before Hari raya (slow processing due to long holiday). 12 July received SMS for approval and I got the card on 14 July. Very fast. |
|
|
Jul 16 2016, 06:08 PM
Show posts by this member only | IPv6 | Post
#172
|
|
All Stars
24,219 posts Joined: Mar 2007 From: Kuala Lumpur
|
QUOTE(Human Nature @ Jul 14 2016, 02:53 PM) There is a big difference. VI cashback is based on tiers. VS is more appealing for its 6% PBB Visa Infinite a higher range card compared to the Visa Signature though.   |
|
|
Jul 16 2016, 06:29 PM
Show posts by this member only | IPv6 | Post
#173
|
|
All Stars
26,520 posts Joined: Jan 2003
|
QUOTE(TOMEI-R @ Jul 16 2016, 06:08 PM) PBB Visa Infinite a higher range card compared to the Visa Signature though. Yup. its no CB capping has its own appeal too. |
|
|
|
|
|
Jul 16 2016, 08:07 PM
|
|
All Stars
10,820 posts Joined: Jan 2010 From: KL/PJ
|
QUOTE(mjchua @ Jul 16 2016, 06:02 PM) I submitted on 3 July via online, few days before Hari raya (slow processing due to long holiday). 12 July received SMS for approval and I got the card on 14 July. Very fast. very fast, 10 days can get the card despite long holiday  , |
|
|
Jul 17 2016, 10:25 AM
|
|
Senior Member
5,847 posts Joined: Sep 2009
|
QUOTE(michaelho @ Jul 15 2016, 07:27 PM) got mine too, same color as yours. Wonder how much it is worth ? Wanna sell them check at mudah.com , maybe RM80 per pc? i have let off many unused gifts, leather card holder fr cimb, phillip air purifier fr citibank, canon printers, sony iphone dockers fr ambank, Amtourister bags, portable fridge frm HLB...but this valentino will keep |
|
|
Jul 17 2016, 11:16 AM
|
|
Senior Member
935 posts Joined: Jun 2008
|
kindly add into 6% grocery rebate list
- Aeon Supermarket, Kinta City, Ipoh |
|
|
Jul 17 2016, 03:45 PM
|
Senior Member
2,548 posts Joined: May 2005
|
QUOTE(kengyan @ Jul 14 2016, 09:40 AM) Ask them properly, but they are not wrong, since there are some rejected with rm100k of income. I know someone with > RM200k annual income, ... no borrowings. kena reject 2 times. CS refuse to give reason for rejection..says they don't know and won't divulge.With rm150k of income, they no need to waste their and your time on applying it. |
|
|
Jul 17 2016, 04:21 PM
|
|
Senior Member
2,548 posts Joined: May 2005
|
QUOTE(kengyan @ Jul 17 2016, 04:07 PM) Well, with rm1M of annual income but with all the debts served are amount to rm950k, sure banks will reject the card application. QUOTE > RM200k annual income, ... no borrowings no debts |
|
|
Jul 17 2016, 05:08 PM
|
Senior Member
932 posts Joined: Jan 2014 From: N02 E102
|
QUOTE(??!! @ Jul 17 2016, 03:45 PM) I know someone with > RM200k annual income, ... no borrowings. kena reject 2 times. CS refuse to give reason for rejection..says they don't know and won't divulge. Only 2 reasons, either CCRIS not nice, or CTOS not nice ! |
|
|
Jul 17 2016, 05:27 PM
Show posts by this member only | IPv6 | Post
#180
|
|
Senior Member
2,532 posts Joined: Feb 2009
|
Did pbb inflate the vip reward points? It's 41k for $100 voucher (any). Previously, I thought it was 20k only.
|
|
Topic ClosedOptions
|
| Change to: |  0.0324sec
 0.37
 6 queries
 GZIP Disabled
Time is now: 30th November 2025 - 04:30 AM |
Quote