an update.... all transactions qualified for the 5% promo cb also gotten the monthly 6% cb

coupled with split-statement for supp card, win-win

5% promo: principal+supp combined. to maximize cb, split spending on different week.

6% monthly: principal & supp separate cb if split-statement.

unless pbb revised the promo's detection logic, my week1's unifi @ tmportal and maxis postpaid @ maxispay were both eligible.




i'm sure maxis ebilling falls in same mcc as manual bill payment. fyi below, it was eligible for HLB Wise' Mobile category, which is based on MCC & description.

if purely based on payslips, nope.

try putting in EPF statement and BE form where it includes your bonus(es).

sharing my experiences applying & managing 2 supp cards

1) split statement option is on the application form, or call cs after gotten the card (per lilsunflower's advise above).

2) supp statement date will follow principal's. haven't tried to change statement post-supp application. i prefer all follow principal's statement date.

3) if split statement is chosen for supp card, it will be tied to supp individual's PBe account. remember to [Add New Card] to link/activate it in PBe, it doesnt linked automatically but only appear as available/associated card to be added.

4) principal PBe cant see supp's statement/transactions. no issue if you're the one managing all supp cards and PBe accounts. problematic if you want to track supp's unbilled transactions whereby supp dont share their PBe login with you

5) you can put your own mobile number (principal's) for supp card. this is important if you're the only one managing all supp cards' online spending (hint: TAC) or SMS alert.

6) you can put your own email address (principal's) for supp card. this is important to receive eStatement (introduced last month, particularly useful for you to receive supp card's statement if you cant access their PBe account).

7) for 5 & 6 above, each supp card holds its own contact details (mobile number & email address), irrespective to the supp individual's PBe details (their own mobile number or email address). you can't see these in their PBe, only from calling CS to find out, which leads me to below

8) you can set independent mobile number, email address, credit limit (CL) and SMS notification threshold (default RM500) for each supp card. now here's the tricky part that happened to me: application form doesnt allow you to put RM1 sms notification threshold. I purposely put a big remark there, [RM1.00]. This is a hit-or-miss problem. for my principal card, the staff recorded it immediately. for both my supp cards, the staff didnt bother at all. need to call CS back to change the SMS threshold to RM1. no questions asked and straightforward. while you're on-call with CS, verify back the supp card's recorded mobile number/email address/SMS threshold. do this to each supp card. less headache later.

9) tweaking supp's CL is done easily and fast (not sure if it's instantenous). Call CS to revise the amount. I callled yesterday to increase supp's CL, today noticed already taken effect.

10) remember to register eStatement for each supp card. I received 3 eStatement emails, 1 principal + 2 supp cards. eStatement PDF is password-locked. Content is same as PDF bill downloaded from PBe, however I noticed the filesize is different. eStatement PDF is smaller.

This post has been edited by cybpsych: Nov 11 2016, 07:52 AM

Eligible for 6% Online Cashback

WEBE DIGITAL-ONLINE-EC PETALING JAYA MY @ webe self care portal

searched this topic before (hint: post 2)? you will find the answer for uobpayonline.


i use TMportal (https://mytm.tm.com.my), eligible for monthly 6% cashback and promo 5% cashback.

desccription as below:



This post has been edited by cybpsych: Nov 11 2016, 08:41 AM

dont know.

i paid final webe bill on 1 Nov (Tue) after terminating the service. Reason: all recurring charges to be reversed if terminated as early as possible after bill date on 1 Nov. If i terminate on 10 Nov (example), i gotta pay 10 days of fees, reversed 20 days.

I didnt target that particular week's spending for 5% promo.

i only begin to target on the following week, paying bills on 7 Nov (Monday). Reason: Avoid spending before my Nov bill date

This post has been edited by cybpsych: Nov 11 2016, 11:29 AM

TAC only happen for CNP (card-not-present) transactions, e.g. online transactions

in my experience, slot/pin&pay will trigger SMS alert.

if can target the spending date, then try to hit on monday

for me, i dont overspend just to get the cb, only 2 weeks per month due to bill payments. these also, both weeks are equally falls on the 5% cb promo (hopefully, so far gotten week 1 & 2 cb) and monthly 6% cb.

this month, i'm targeting week 6 (paid on 7th Nov, Monday) and week 7 (paid on 14th Nov, Monday). pending cb status.

then next month, target first 2 weeks of December.

haha i did just that on 7th Nov, wokeup 5:11am to pay maxis postpaid/astro bills totalling rm500

14th Nov yesterday, just paid at 7:45am for maxis fiber bill worth rm200.

search my earlier posts

have you checked the status? load back the transaction history and manually click check status to get the answer.

else, did you key in the expiry mm/yy correctly? posonline is reversed.

for the rm10 cb, agak-agak when was the last transactions made that could be eligible?

pbb just called me for 1st supp's lock&lock promo. confirming delivery address, etc. asked them to deliver to nearby pbb branch and for walk-in collection 2 weeks from today.

if utilities excluded, the transactions triggered this promo was done on 10 Oct (Mon), same exact transactions i did for 5% promo cb (already gotten wk2 cb) and monthly 6% cb.

not first swipe. the promo based on fulfilment of RM300 from approval date:

// Eligible Cardmembers who spend an accumulative retail transaction of THREE HUNDRED RINGGIT (RM300) on his/her Supplementary Credit Card AND performed one-time SMS Registration within SIXTY (60) days from card approval date (“Qualifying Period”) will receive the selected Campaign Item //

as stated above, i hit min RM300 (one shot) on 10 Oct. pbb called today, 16 Nov.

i performed exclusively online transactions (pay bills, such astro, maxis, unifi)

for this supp card, i've gotten 3 benefits by paying astro & maxis bills (total RM500.00):

1) monthly 6% cashback, part of card feature
2) promo 5% cashback
3) supp promo, 7 Pieces Lock & Lock Container

iinm, flexipay not eligible for cashback. do read up the t&c

ended 31 Oct 2016