QUOTE(lilsunflower @ Mar 10 2017, 08:45 PM)
Vouchers are my last resort in weeks which I really have no spending. Or, if I know have to buy stuff (especially cosmetics) which would normally not have CB anyway.
For TNG I reload RM50x8. My car expenses are fully paid by company so the service charge doesn't bother me. Even if they were not paid by company, for every RM50 grocery swipe with my WMC, I will get:
RM5 WMC 10% cashback
RM6.25 promo 12% cashback
The 0.53 service charge is negligible.
Since u r using WMC your effective CB is 22%, wow.For TNG I reload RM50x8. My car expenses are fully paid by company so the service charge doesn't bother me. Even if they were not paid by company, for every RM50 grocery swipe with my WMC, I will get:
RM5 WMC 10% cashback
RM6.25 promo 12% cashback
The 0.53 service charge is negligible.
Mar 10 2017, 09:07 PM

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