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Credit Cards Public Bank Visa Signature v4, 6% Cashback On Grocery, Dining, Online

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Human Nature
post Nov 8 2016, 06:20 PM

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My experience with PBB CS has been the best so far. They know me and even initiate appeal cases and so on.
Human Nature
post Nov 8 2016, 06:57 PM

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QUOTE(janson_kaniaz @ Nov 8 2016, 06:54 PM)
It's quite dangerous to be asking CS so many questions sometimes. The more ppl ask the more they will investigate and not surprised they will remove any bill payment in the future.
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+1
learn from experience
Human Nature
post Nov 12 2016, 04:43 PM

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QUOTE(dlyc5033 @ Nov 12 2016, 03:37 PM)
Hi...if wanna apply for this card but do not want to go PBB...any advice?
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Email/fax application form
Human Nature
post Nov 14 2016, 07:53 PM

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QUOTE(triple c @ Nov 14 2016, 03:37 PM)
If my bro and me are both holding VS principle, and we supp card to each other on separate statement, can we get CB RM50 x 4 ?
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and if such request keep surfacing, who know what changes might the bank do. so please spare some thoughts on this
Human Nature
post Nov 16 2016, 05:42 PM

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Didnt get any for week 3, fulfilled on wednesday
Human Nature
post Nov 17 2016, 07:56 PM

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QUOTE(harmonics3 @ Nov 17 2016, 04:39 PM)
Strange, I had a more than RM1K transaction on 17 Oct (after conversion from Sterling Pounds) and posted on 18 Oct but did not receive any cash back, the customer service officer told me they are still processing the 3rd week cash back and asked me to check again tomorrow. rclxub.gif
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could be due to time zone difference when you made the transaction?
Human Nature
post Nov 17 2016, 09:46 PM

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QUOTE(harmonics3 @ Nov 17 2016, 09:39 PM)
I checked my sms, the transaction was performed online locally at 9:53am on 17 Oct which should be 2:53am 17 Oct. in UK time zone, the statement transaction and posting dates are 17 Oct. and 18 Oct. respectively.  anyway, will wait and see.
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yeah, do update us here
Human Nature
post Nov 21 2016, 06:18 PM

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QUOTE(harmonics3 @ Nov 21 2016, 05:32 PM)
Just called CS after waiting for the last few days.  She told me my payment for a society membership fees is classified as "direct marketing" with MCC 5969 hence not entitled for the cash back promotion.
I extract the cash back conditions below:
“Qualified Retail Transactions” shall include all local and overseas retail
spending, online purchases and new Zero Interest Instalment Plan (ZIIP) full
purchase amount (not monthly instalment) and exclude the transactions that
earn Cash Back under other on-going Cash Back promotion, selected
pharmacy merchants (AA Pharmacy, AlproPlus Pharmacy, Alpro
Pharmacy, Am PM Pharmacy, Big Pharmacy, Caring Pharmacy, Farmasi
Alpha.com, Friend’s Pharmacy, Health Lane Family Pharmacy, HTM
Pharmacy, My Pharmacy, Multicare Pharmacy, Sunlight Pharmacy,
Vitacare, Wellings Pharmacy), flexipay, balance transfer, auto-debit,
recurring payments, payments for utilities, direct marketing, insurance
premiums, government related payments, payment via www.pbebank.com
and ATM, cash advance/ cash withdrawal, quasi cash, casino transaction,
interest payments, late payment fees, finance charges, annual fees,
reversals, payment to charity(ies) and any form of service/ miscellaneous
fees.
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Oh interesting, but still get the 6% cash back right? I was planning to pay my membership for this promo too end of this year. Thank you for the update.
Human Nature
post Nov 21 2016, 08:56 PM

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QUOTE(harmonics3 @ Nov 21 2016, 08:24 PM)
According to the previous CS it was entitled for the normal 6% cash back but it could be masked out by my other online transactions more than 1k.  It's case of hit and miss... sad.gif
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i faintly recall that my last year (or so) membership subscription received cashback for a certain promo as I took account of the time difference. Couldn't confirm though as didnt have the T&C anymore. Or maybe it was under a different MCC.
Human Nature
post Nov 24 2016, 07:21 PM

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QUOTE(drbone @ Nov 24 2016, 03:50 PM)
I doubt they are unaware about it.
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they are aware about it
Human Nature
post Nov 24 2016, 08:08 PM

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QUOTE(drbone @ Nov 24 2016, 08:04 PM)
Exactly my point.
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still, why want to rock the boat
Human Nature
post Nov 24 2016, 08:29 PM

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QUOTE(drbone @ Nov 24 2016, 08:18 PM)
lol what's your problem dude ?
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I do not have any problem smile.gif
Human Nature
post Nov 24 2016, 09:46 PM

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QUOTE(MGM @ Nov 24 2016, 09:29 PM)
Not loophole lah it is a feature of the card. tongue.gif If PBB can combine all cards spending to calculate for CB for their periodic promo, it could do the same thing for this regular CB.

Qualified Retail Transactions made by a Supplementary Cardmember shall be
aggregated with the Participants and the total eligible Cash Back payment will
only be credited into the Participant’s credit card account only
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Well they could but the quota will be just RM50. I am still not sure what's causing the delay. If you guys remember, earlier this year I was actually given a friendly alert that they are going to do something about it. Still no change yet so far which is good for us here.


Human Nature
post Jan 3 2017, 09:47 PM

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the 1mil campaign is until 19 jan 2017 (clause 1) or 19 feb 2017 (clause 12)?
Human Nature
post Jan 3 2017, 11:01 PM

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alright thanks, guess they didn't realize the mistake at the first clause.

waiting for week 9, 11, 13 and 14 CB biggrin.gif
Human Nature
post Jan 4 2017, 12:51 AM

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QUOTE(sleepwalker @ Jan 3 2017, 11:22 PM)
Anyone having any issues with PB OTP today? I'm not getting the OTP on the phone. Was still ok yesterday but tonight none of my online transactions are getting through.
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no issue for astro payment, made around 6pm earlier
Human Nature
post Jan 4 2017, 03:15 PM

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QUOTE(ytan053 @ Jan 4 2017, 02:54 PM)
Just wanna confirm that payment via uob payonline for TNB, MPPJ, MPSJ, DBKL with PBVS, we are still getting the cash back of 6% but these will be exlucded from the RM1 million swipe CB promo because it is being tagged as utilities (TNB) and goverment (the rest) transactions right?
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correct
Human Nature
post Jan 4 2017, 06:37 PM

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Hmm, made a swipe on Monday at zalora but just realized that the transaction date is on sunday
Human Nature
post Jan 4 2017, 09:49 PM

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QUOTE(lilsunflower @ Jan 4 2017, 09:43 PM)
Oh man, what time did you swipe, and which payment channel? Hate that when it happens.
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15mins after midnight, it states KUALA LUMPUR, KL.
Have sent an appeal
Human Nature
post Jan 4 2017, 10:14 PM

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QUOTE(janson_kaniaz @ Jan 4 2017, 10:03 PM)
not exactly sure y need to be so early.

my week 9 purchase was done at noon on Monday. i hope u din stay up so late because u r afraid the quota would run out.
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oh i dont usually sleep early. i am usually occupied on monday morning and tend to forget about the campaign biggrin.gif

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