QUOTE(fruitie @ Oct 1 2016, 10:44 AM)
Well, I don't deny too some got through from CIMB, not sure how they determine. Anyway, some only got charged after some time. For me, I will not take the risk and will not suggest others to do it.

Wow, CIMB is being absolutely ridiculous. I was slapped a finance charges of RM6.43 on my latest statement.
Statement Balance on 28 Aug: RM 522.58
Cash Rebate on 29 Aug: RM 26.13
Payment on 15 Sep (Payment due is 17 Sep): RM 496.45
Finance Charges on 28 Sep: RM6.43
Does anyone know how they calculate the finance charges? Charging RM6.43 for a short of RM26.13 is like imposing a finance charges of 24.6% per month. WTH? I tried to call their call center to ask about how they derived RM6.43 and they put me on hold for 30 minutes as they told me it's too complicated to calculate and will need more time
They promised to call me back within 2 hours and i am still waiting!