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Credit Cards CIMB Bank Credit Cards v5

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lucasat80s
post Sep 19 2016, 12:06 AM

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Joined: Apr 2016


QUOTE(Ralna @ Sep 12 2016, 11:57 PM)
Hi, people... need your advice here.

My application for CIMB Cash Rebate Platinum card got rejected. I think it's because I have 5 credit cards from 2 banks (2 Maybank cards + 3 UOB cards).

1. If I cancel 1 Maybank card & 2 UOB cards, which means I have 2 cards left, can I apply for a new CIMB card? Will it get approved? If I cancel old cards & the application doesn't get approved, I'll be sad.gif 

2. I have a CIMB account but that's not the main account I use. If I deposit more $$ in the account regularly, will the chances of getting a CIMB credit card be increased?

My income is steadily above 5k & I'm a good paymaster with good credit ratings. I have many cards because those banks called & offered me to use them a few years ago. It's just that now I shop online a lot, I need a good credit card for online shopping.

Any advice? Is it easy to get approval?

p.s. Actually when I submitted the application form, the exec also asked me to apply for another CIMB card since I fit all their criteria. (>.<)
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Maybe u should ask bank negara for a CCRIS report to see your total credit limit. Likewise i'm currently applying for Alliance Younique cr card, but is rejected coz my total limit exceeded, they said the limit is 20x of my basic salary. So i either have to cancel some useless cards or call banks to reduce my credit limit then only they will approve.


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