just want to confirm again if I understand correctly, the 2% cashback for utilities is not eligible if we manually do the transaction every month?

is there some additional charge for online payment with cimb credit card?

I recently changed my Spotify subscription to this card, but i was being charged for rm15.02 when i receive my statement.
The previous card was charged with the exact amount which is rm14.9 only.

And I remember I faced similar additional charge when I used Uber last time as well.