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Credit Cards CIMB Bank Credit Cards v5

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donhue
post Oct 17 2016, 05:02 PM

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Anyone here used CIMB CR card to pay for Time broadband via their selfcare portal and managed to get 5% CB?
donhue
post Oct 18 2016, 11:06 AM

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QUOTE(dh13 @ Oct 17 2016, 11:09 PM)
You have to subcribe the AutoPay by CIMB (or Standard Instruction)...
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Thanks. But will it be considered an online payment or utility (SI)? If SI, then it's only 2% CB, right?
donhue
post Oct 19 2016, 01:35 PM

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[quote=cybpsych,Oct 18 2016, 06:51 AM]
You have to subcribe the AutoPay by CIMB (or Standard Instruction)...
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[/quote]
so, you sure if i subscribe autopay/standing instruction for Time Broadband, i will get 5% cashback?
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[/quote]

[quote=iXora.ix,Oct 18 2016, 08:50 AM]
so, you sure if i subscribe autopay/standing instruction for Time Broadband, i will get 5% cashback?
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[/quote]
yeah, i wonder if the the autopay/autodebit works with 5%CB? hmm.gif
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[/quote]


Just to update on Time Broadband payments.. I've made a payment and called up CS to check..

Time Broadband is categorized as services, and not e-Commerce. Therefore, we'll get 2% CB if we set it as Standing Instruction (and Time gives RM 2 rebate for SI as well). Payment via Selfcare portal will be considered "Other Spend", so will only be entitled to 0.2%.

can victorywp please update the first post?
Eligible: Time broadband payment via SI (2%)
Non-Eligible: Time broadband payment via Selfcare portal
donhue
post Nov 30 2016, 09:10 AM

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QUOTE(David83 @ Nov 30 2016, 08:25 AM)
Recently I found out that Celcom Autobiling won't entitled for 2% rebate anymore.

Transaction description is CMSB REAL TIME - RPS.

Can somebody confirm this?
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I still got my 2% rebate for my statement on the 28th of November..

Transaction occurred on the 9th of November, with a description that's still the same as per previous months (CELCOM RPSxxxxxxxx KUALA LUMPUR MY)..

Maybe Celcom changed their method of charging, which isn't detected by CIMB as an autobilling? will need to see my next transaction on the 9th to see if it's this new one..
donhue
post Jan 20 2017, 08:32 AM

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QUOTE(z|nk @ Jan 19 2017, 08:14 PM)
Hi there .I have few questions would like to get more info . Firstly I would like to ask regarding the interest and late payment penalty .. if let say i owed 1k , and just pay 300 .. how's the interest calculation? Any hidden charges ? Sorry noob maths here ..
Secondly , as I can see minimum payment is 50 or 1% of outstanding amount , if I pay more than that does it affect my record ?

Thank you in advance
Btw this is my first cc and would like to know more if someday im going broke and use cc as emergency ..
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first rule of healthy credit card use is to pay off your full statement amount every month.. based on your example, if you payed 300 out of your 1000, you'll be charged interest on your balance of 700.. on top of that, interest will also be applied directly for new transactions that are charged your credit card..

CODE
For new retail transactions - you enjoy 20 days finance charges free period from the statement date, only if you pay the balance in full and on time.
However if you do not pay in full and on time, finance charges on such retail transactions will be calculated from the posting day of the transaction.

Source

Use cc as a payment mode, instead of as emergency.. spend only within your means and you're confident of paying it off.. if you're broke, and you use cc as emergency, you're digging an even deeper hole for yourself..
donhue
post Jan 23 2017, 09:17 AM

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QUOTE(z|nk @ Jan 20 2017, 09:40 PM)
Thanks for the advice . Appreciate it .. how's the interest calculation? Any simple way for me to understand? Thanks
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Personally never researched about how interest is calculated.. not even sure if they calculate based on monthly/daily rest..

Maybe can read this for more info..
donhue
post Mar 28 2017, 03:31 PM

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QUOTE(kian811210 @ Mar 28 2017, 01:33 PM)
May i know, i use for pay Maxis Fiber bill in Maxis pay portal also consider will get 5% cash back for on-line categories ?
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Might not. I paid for TIME broadband, but it's considered as services category.
donhue
post Mar 28 2017, 05:22 PM

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QUOTE(kian811210 @ Mar 28 2017, 04:00 PM)
Thanks for remind, i get what you mean already rclxms.gif
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Or you can post your transactions, amounts & total cash back.. then we might be able to advise..

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