Hi, people... need your advice here.

My application for CIMB Cash Rebate Platinum card got rejected. I think it's because I have 5 credit cards from 2 banks (2 Maybank cards + 3 UOB cards).

1. If I cancel 1 Maybank card & 2 UOB cards, which means I have 2 cards left, can I apply for a new CIMB card? Will it get approved? If I cancel old cards & the application doesn't get approved, I'll be

2. I have a CIMB account but that's not the main account I use. If I deposit more $$ in the account regularly, will the chances of getting a CIMB credit card be increased?

My income is steadily above 5k & I'm a good paymaster with good credit ratings. I have many cards because those banks called & offered me to use them a few years ago. It's just that now I shop online a lot, I need a good credit card for online shopping.

Any advice? Is it easy to get approval?

p.s. Actually when I submitted the application form, the exec also asked me to apply for another CIMB card since I fit all their criteria. (>.<)

I'll try again next year; now can't cancel UOB cards coz still have some installments to pay for. Thanks for your kind advice.


If my CL is around 20k, is that considered high?

Hi, thanks for the suggestion. I'll apply again next year when I get rid of some unused cards. Really appreciate your input.