How much is the late making payment charges?
Credit Cards CIMB Bank Credit Cards v5
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 Jan 2 2017, 03:54 PM
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#1
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708 posts Joined: Aug 2011  
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Jan 2 2017, 11:45 PM
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#2
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QUOTE(alexwsk @ Jan 2 2017, 05:30 PM) 1% of the total outstanding amount, subject to a minimum of RM10 and a maximum of RM100 Mine is the cash rebate platinum Mastercard & the Visa platinum. Is this card good? Perhaps can share the pro and con for both of this cards. Thanks! |
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Jan 2 2017, 11:58 PM
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#3
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708 posts Joined: Aug 2011
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QUOTE(alexanderclz @ Jan 2 2017, 11:51 PM) Thanks alex. Good to hear the card annual fee are waived. Need to do a lot of online shopping then.. |
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Feb 22 2017, 11:57 PM
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#4
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Been sticking to this thread quite awhile edi. Wow, U guys really good at calculating interest.
Guys, can teach me how? Say i got 2000 on my statement balance, Whats my min payment amount? (X amount). Lets say i only pay min payment (x amount) and i dont swipe it and there's no post transactions until next statement (28th). What would be my new statement balance? Thanks in advance. Oh yea, im using CR card too. This post has been edited by Nymphetamine666: Feb 22 2017, 11:57 PM |
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Feb 27 2017, 07:50 PM
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#5
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QUOTE(rapple @ Feb 23 2017, 09:50 AM) » Click to show Spoiler - click again to hide... « Interest is charged on the full statement balance even though you paid the min. payment. (RM2,000 x 15%) / 365 = RM0.82 x 30 days = RM24.60 The next statement will be 2000 + interest 24.60 - 100 = RM1924.60 The same thing applies every month until you paid the full statement balance. Q1: By the way, the 30 days there represent what? Example, Say statement out on 28th. I got grace period of 20 days to pay the min payment but i pay early a bit, on 10th. So i need to times it with the remaining days before next 28th yes? So for this case, need to times with 18 correct? Pls advice. Q2: say i pay more than the min asked(5%), i pay 500. Above calulation/math still apply? Trying to build Ms Excel for for my reference. |
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Mar 19 2017, 12:59 PM
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#6
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708 posts Joined: Aug 2011
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Anyone got info about their last promo? The one with grand prize that win house and BMW...
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Mar 23 2017, 11:22 AM
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#7
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708 posts Joined: Aug 2011
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If pay digi bill, will get rebate? Pay via online or call them and give card detail?
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Mar 23 2017, 11:49 AM
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#8
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QUOTE(cybpsych @ Mar 23 2017, 11:25 AM) read post #1 Thanks. Its 2%. but that is on SI. What if i just want to pay for this month only? Still entitle? |
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Mar 23 2017, 12:14 PM
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#9
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708 posts Joined: Aug 2011
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QUOTE(cybpsych @ Mar 23 2017, 11:56 AM) it's pretty straightforward. SI to get 2%. else, just 0.2% as retail transaction. Ok bro. Thanks. |
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Apr 11 2017, 06:00 PM
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#10
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708 posts Joined: Aug 2011
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Guys, did CIMB contacted anyone on their live your dream campaign? The one win house and BMW.. campaign ends on 28th Feb if im not mistaken.
Per TnC they will ask 2 questions. If get it right, its rightfully urs. What sort of question will they ask? |
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