Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards CIMB Bank Credit Cards v5
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 Aug 1 2016, 09:45 AM
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#1
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Senior Member
9,333 posts Joined: May 2009 
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I'm kinda confused why do people use the CIMB CR Plat... the % of CR is inferior to many cards out there. Is there something I'm missing here?
THe only CIMB i hold is the WMC just so I can get 15% off alcohol whenever I pass by KLIA.. |
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Aug 1 2016, 10:17 AM
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#2
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Senior Member
9,333 posts Joined: May 2009
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QUOTE(jhlou @ Aug 1 2016, 09:55 AM) Most of use use this card for Online transactions, which will get 5% cash back capped at RM30. It has no annual fee and no minimum spending to entitle for cash back. Wouldnt the PB Signature be better? 6% for online without the limitation imposed by CIMB... capped at RM60.. thats my goto for paying utilities, amazon, paypal etc (not sure paypal qualifies oh well). ...Check 1st post for other cash back categories   Also zero AF and no minimum spending.. This post has been edited by MeToo: Aug 1 2016, 10:18 AM |
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Aug 1 2016, 10:29 AM
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#3
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Senior Member
9,333 posts Joined: May 2009
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QUOTE(cybpsych @ Aug 1 2016, 10:26 AM) not everyone can apply pbb vs (p/s: now capped at RM50). RM50 cap alrdy? Dang... thanks for pointing it out.. no wonder been seeing RM50 CB.. keep thinking I spend so ngam ngam CB 50 round figure.. uob vox/cimb cr have lower annual income requirements, hence the popularity.  |
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Aug 1 2016, 10:34 AM
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#4
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Senior Member
9,333 posts Joined: May 2009
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QUOTE(fruitie @ Aug 1 2016, 10:28 AM) Technically PB VS has AF but you will need to get it waived with 12x swipes. Thanks for pointers.Also due to 100k p.a., not everyone can get it la. :sweat I'm one of them, so I have to go for CIMB CR + UOB VOX combo.  I'm few k (p.a.) shy from the requirements, and if I can get VS, I will probably cancel these two cards.  So far I'm keeping PB Sig VS, HLB Wise (just got it), CIMB WMC, AMbank VI, and MBB VS (good discount but need to cancel it cause cannot hit the RM50k(?) min spending )...Oh and Aeon Watami for my monthly insurance... Not sure if can get a better combo going though... but the CIMB WMC 15% for alcohol is really good.. loving it.. |
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Aug 1 2016, 11:06 AM
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#5
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Senior Member
9,333 posts Joined: May 2009
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QUOTE(fruitie @ Aug 1 2016, 10:40 AM) You may need to refer to the recommendation thread for further suggestion. Just to point you that in case if you don't know, AEON Watami no longer gives quarterly 3% cash back effective May. AEON thread: https://forum.lowyat.net/index.php?showtopic=3929192 For CIMB's Eraman discount, yes it is good if you always buy. For me, I don't buy, so it doesn't benefit me much.  cancelling my watami this weekend then. Really should be keeping up with the happenings... |
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