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Credit Cards CIMB Bank Credit Cards v5

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LostAndFound
post Jun 29 2016, 04:47 AM

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QUOTE(sj0217 @ Jun 28 2016, 10:55 PM)
OT...Just wanna check, is there any button/tick that we can enable notification bar alerts for all replies to this topic during new thread is opened without any first post??

Or is it only applicable for those who on first post ?
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At the bottom there, click 'Options', then 'Track this topic'
LostAndFound
post Jul 4 2016, 04:12 PM

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QUOTE(kyle_kl @ Jul 4 2016, 01:17 PM)
Ok, the quota is based on statement month, not calendar month.
Too bad, RM100 "wasted"  sad.gif
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Why wasted? You plan to max out cashback this month?
LostAndFound
post Jul 5 2016, 03:10 PM

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QUOTE(akib_mullen @ Jul 5 2016, 02:53 PM)
OT question, if I keep 2/3 cc with no annual fees no harm right?
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If your combined credit limit too high hard to apply for more CC or loan. That's it.
LostAndFound
post Jul 12 2016, 01:55 AM

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QUOTE(akib_mullen @ Jul 12 2016, 12:06 AM)
Is it possible to use cash advance and then balance transfer to other card? Yes charge rate is high but lower than personal loan, i got one emergency coming but still thinking about it if possible or just borrow from parents/friends
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Lower than personal loan? You get chopped up front even before you get any money! Say you need 20k, you pay 5% (if I'm not mistaken) upfront, meaning 1k, and then you get charged interest daily.

Never do cash advance, it's really not worth it. Better to swipe the expenditure and then balance transfer, at least no up front haircut.
LostAndFound
post Jul 26 2016, 11:25 AM

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QUOTE(rapple @ Jul 26 2016, 11:20 AM)
Anyone successfully pay Aeon Credit Card through PosOnline today?  I'm not sure why it's always fail.

And there's no pop up for TAC request..
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How much you paying? I think got RM1k limit.
LostAndFound
post Aug 26 2016, 03:05 PM

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QUOTE(peri peri @ Aug 26 2016, 02:49 PM)
posonline? i dont think its entitle. imho
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Should be entitled, I got from there before (but of course also get charged the convenience fee). Payonline the one which isn't entitled.
LostAndFound
post Aug 30 2016, 05:45 AM

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QUOTE(??!! @ Aug 30 2016, 01:49 AM)
Any way to get cashback for TNB using CIMB CB card?
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Posonline. But 2.12% charge.
LostAndFound
post Nov 21 2016, 09:08 AM

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QUOTE(MNet @ Nov 21 2016, 07:43 AM)
u can pay the min amount every month
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That's bad advise, one-way street to bankruptcy.
LostAndFound
post Nov 24 2016, 10:55 AM

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QUOTE(blankDOTcom @ Nov 24 2016, 10:44 AM)
Hi guys, wanna check why does my CIMB platinum card did not credit back my 5% cash back.
i bought an electronics item cost 2099 in september from lazada and my rebate is at least 100.
my october statement only show 30.
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Did you read T&C? Cashback is capped.
LostAndFound
post Dec 8 2016, 09:22 AM

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QUOTE(fruitie @ Dec 7 2016, 12:02 PM)
Previously he was saying can pay TM/Streamyx/UniFi using Shopee or Qoo10 website and can earn 5% cash back.
So just check out those sites for bill payments. I think he is one of the sellers there and also doing the same business here in LYN (as seen on his signature). He doesn't want to be seen as advertising his sales here which is prohibited.

I guess his previous post has given an obvious hint.
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Just checked out. qoo10 got 10% surcharge so doesn't seem to make sense, but seems like the shopee link is legit and no surcharge (got one seller even offer small discount). Next bill then will try.
LostAndFound
post Jan 5 2017, 12:20 PM

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QUOTE(warningo0o @ Jan 5 2017, 12:06 PM)
Still any other way to get cr for paying tnb, syabas n indah water bill?  Any suggestion place for payment
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shopee or similar online shopping sites. I only know shopee has places to do payment.
LostAndFound
post Jan 7 2017, 07:11 AM

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QUOTE(sms2u @ Jan 6 2017, 11:23 PM)
wonder ppl feel comfortable to pay 2% charge when pay AEON credit card in posonline.

But, when come to 1% border fee is like a big suprise.

May be it is not properly stated. when aware, 2% no issue. if no aware. 1% also cannot be accept.
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2% charge is for a very unique service which is paying CC using CC bill (and earning while doing so). Think of it as a -3/-4%% balance transfer, good or not?

While 1% border fee applies to purchase of items, where using another card (e.g. Visa Signature) can avoid it.
LostAndFound
post Mar 1 2017, 03:22 PM

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QUOTE(ClarenceT @ Mar 1 2017, 02:05 PM)
RM0.00 CIMB: Guaranteed RM100 CashBack with RM10K spend on shopping,dining,grocery,petrol or bills via Visa credit card.1MAR-31MAY.T&C@ www.cimbbank.com.my/eday
I give up.
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Haha not just 10k but 10k in shopping,dining,grocery,petrol, and bills!

3 months means 'only' 3, 333.33 per month ma =p
LostAndFound
post Mar 4 2017, 05:53 AM

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QUOTE(jkngo2003 @ Mar 3 2017, 10:40 PM)
do tm through uobpay online can entitled online cash back?

tm is not utility in wisecard o
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Just use shopee...
LostAndFound
post Mar 8 2017, 01:54 PM

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SSPN can't pay by CC, if you can find a place for that please report, I straight away go put my 6k...
LostAndFound
post Mar 9 2017, 10:38 AM

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QUOTE(kawa_e @ Mar 8 2017, 10:56 PM)
Wanted to ask, if you are a customer and you bought smtg more than 10k somewhere around (eg July) and you would like to file a dispute with the bank that you did not receive any items. Should this be done immediately or you have a plenty of time to do so becoz the bank would still entertain this case ?

Scam scenerio
July : Buyer (scammer) bought rm10k worth of items online using cc. His orders went through Succesfully (verified by marketplace). Seller did cod and sent his orders within a week (but without proof of collection by buyer eg: siggy, ic,etc )

Dec : seller being informed that buyer has filed dispute that he nvr received any items from cod. Rm10k was charged bk to seller.

My question :
seller being informed of this dispute in dec but not immediately (perhaps august, a month after he realised he did not receive any items from seller?) the gap between july and dec is far too long for the buyer to file this dispute. I wonder if the buyer really reported in aug but the bank took 3-4 months to inform the seller ? Or the bank accepts dispute regardless how long (180 days-365 days) as long as the buyer claimed he never received the items ??

P/s : buyer using cimb cc
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How do you expect any of the consumers in this thread will have answer for you? Bring it up with the bank.

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