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Credit Cards CIMB Bank Credit Cards v5
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DarReNz
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 Aug 3 2016, 01:40 PM
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QUOTE(applesmiley @ Jul 4 2016, 11:07 PM) Oh no  So generally swiping overseas have no cross border charges? We swiped in MYR last month overseas and still got charged, so I guess there won't be any if we swipe in their local currency instead? what you got slapped would be DCC charges which are quite high, yeap should always choose the country local currency instead |
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DarReNz
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Aug 4 2016, 08:06 PM
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QUOTE(applesmiley @ Aug 4 2016, 12:20 AM) So that's what it is really called. Learnt my lesson already, will try not to swipe overseas or I'll just stick to local currency. Thanks!  u should apply for aeon or public bank cards to use overseas they have the lowest fees  |
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DarReNz
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Aug 4 2016, 08:19 PM
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QUOTE(fruitie @ Aug 4 2016, 08:11 PM) I thought CIMB's exchange rate is pretty good? Judging from my online transactions transacted in foreign currencies. most ppl posted there CIMB is 2% charge |
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DarReNz
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Aug 11 2016, 08:43 AM
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QUOTE(vincabby @ Aug 10 2016, 01:08 AM) anyone who is still waiting on their new credit card delivered to them? Aren't they suppose to change to pin based system so need a new credit card for that? I'm still holding the signed credit card though. i've got them too you can change your PIN online easy |
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DarReNz
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Aug 14 2016, 02:33 PM
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QUOTE(David83 @ Aug 13 2016, 08:04 PM) The current practice at McD is no need to sign. But I'm asking if this practice is a violation since no PIN input nor signature is required. Even though it's not a big deal but just a concern. If you guys think that I'm too noisy, just ignore me. if you have a paywave/paypass card enabled and it is below RM250 that's why when you slot it no PIN required This post has been edited by DarReNz: Aug 14 2016, 02:34 PM |
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DarReNz
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Aug 14 2016, 07:50 PM
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QUOTE(David83 @ Aug 14 2016, 04:19 PM) My card has the wave function but it failed to be used on the terminal.  i tried to use another paywave card on a Maybank Paywave terminal, it failed too |
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DarReNz
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Aug 21 2016, 05:01 PM
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so most of you just pay rm600 at posonline ? unless it's no choice that it went over rm600 hehe
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DarReNz
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Aug 24 2016, 07:15 AM
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QUOTE(ikengkai @ Aug 23 2016, 01:35 PM) Would it be problem of Maybank Visa Paywave device? It seem like limitation of Maybank Visa paywave device that make it not accept Mastercard Paypass. Maybank terminal didn't even accept Paywave, I tried it before with PBB Visa card |
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DarReNz
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Aug 24 2016, 07:28 PM
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QUOTE(sms2u @ Aug 24 2016, 01:41 PM) I believe Visa paywave device cannot accept Mastercard paypass card. Is that terminal come with visa paywave? is the screen show any message like no working or no ready? ya it shows the wave icon, anyway i tried it at chatime that time ... maybe the staff doesn't know how to use |
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DarReNz
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Aug 26 2016, 07:41 PM
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QUOTE(popice2u @ Aug 26 2016, 04:13 PM) avg. mthly petrol - rm250 TNB - rm230 Astro - rm220 insurance - rm350 celcom - rm150 unifi - rm150 cimb mostly good for online transactions up to RM600 a month |
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DarReNz
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Aug 29 2016, 07:46 PM
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QUOTE(fruitie @ Aug 29 2016, 04:20 PM) CIMB doesn't allow deduction regardless the amount and will be penalized with interest. well if you say u wanna cancel the card CIMB will waive them |
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DarReNz
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Sep 1 2016, 12:29 PM
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cimb forex rates also quite high 2-2.5% so it's better to use other cards when you go shopping overseas or buying stuff online with other currencies
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DarReNz
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Sep 1 2016, 07:14 PM
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QUOTE(laymank @ Sep 1 2016, 03:52 PM) terbalik pulak. rightfully, less than 250 (150 @ Aeon Big) only PIN. more than that, signature. there's no signature required so >RM250 wave needs PIN and below that just wave without PIN |
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DarReNz
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Sep 2 2016, 06:57 PM
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QUOTE(fruitie @ Sep 1 2016, 01:36 PM) I thought it's quite good? I see it from my online transactions.  If it accepts, I think should be OK. i tried twice one in hk and in korea didn't get favourable rates though |
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DarReNz
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Sep 3 2016, 05:46 AM
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QUOTE(fruitie @ Sep 2 2016, 07:36 PM) Not sure about physical swipes but online transactions look not too bad. well hk one was physical and korean was online |
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DarReNz
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Sep 3 2016, 08:01 PM
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QUOTE(wu ming @ Sep 3 2016, 02:58 PM) Even my cimb debit card exchange rate was favourable. I got lower rate compared to money changer on certain days. Quite surprised with it. When pay physically with card, always choose to pay in local currency and not ringgit. yeah i always chose local currency but i haven't tried using debit card only credit card |
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DarReNz
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Sep 3 2016, 08:01 PM
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QUOTE(fruitie @ Sep 3 2016, 11:35 AM) I will check out mine too but I always use for China Taobao. maybe some countries are good and some are not |
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DarReNz
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Sep 3 2016, 10:27 PM
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QUOTE(fruitie @ Sep 3 2016, 09:38 PM) Yeah maybe but I will still continue using it for online cash back.  well i will use pbb for online transactions since it is half of the rate that cimb charges |
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DarReNz
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Sep 4 2016, 09:12 AM
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hey guys if you find the same website and you've got the online cashback with another card but with cimb you didn't, did you file with bnm to get the cashback ?
bnm replied have to go through CRU@cimb.com first
This post has been edited by DarReNz: Sep 8 2016, 10:10 AM
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DarReNz
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Sep 4 2016, 08:21 PM
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QUOTE(vanlohan @ Aug 4 2016, 02:44 PM) Just to share, hotel booking thru Traveloka website not entitled for 5% cash back, CIMB CS mentioned it's not registered under POSMODE 81.  better let victorywp know of this online transaction not eligible And this not eligible as well Gmarket - http://global.gmarket.co.krThis falls under Posmode 00, tried to ask what is the MCC ? but CS unable to specify This post has been edited by DarReNz: Sep 4 2016, 08:27 PM |
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