depends on the merchant.

some already implemented pin-based. they will ask you to enter pin.

else, just sign the slip.

agree. last time went ot tesco, purchase under 100, some cashier just tap on to terminal and wallah, no pin or sign. some cashier just slot in the card

want use the wave function.
go BHP petrol station try it out

Which maybank visa card?

yep. normal process one. Actually big mall like AEON and Tesco already implement p&p. Never saw any coffe shop request P&P yet

ya like this..i jus use my cimb cc kasi wave only..then got beep sound

my 3 months old CIMB CR received fraud.

my first fraud case after 3 years of using CC. 

when CIMB called me i saw the CIMB SecureCode show up in my phone as well, someone is trying to use my card and request SecureCode.
After CIMB confirmed that I did not do any online transaction they immediately block the card and will issue a replacement card.

Luckily no amount has been charged 
too bad this happen just before 1111 sales, I will not able to get the card before 11 Nov 

I have bought a lot of stuff recently, no more shopping on 11th.
11th Nov sales is known as the Singles Day in China and they made it that day as the Black Friday sales of China. Giler cheap stuff and sooner other countries also adopt this sales culture on that day.

I will buy from China most of the time. This time I will go for teambuilding on Thursday and Friday, I may not be able to buy my stuff.

I only buy from Taobao as I have a lot of China visitors who come frequently to Malaysia.
Local sites you can check out Lazada, Gemfive, 11 Street and etc.

Not only china
Malaysia also got 1111 sales now.
Lazada, shopback, gemfive. Even uniqlo web also have 1111
For china. I usually bought from taobao.
1111 online sales also go on crazy in malaysia as well
You can even see the count down in lazada

Yes, just wait and see discounts.
I mentioned what Lazada and those sites. Malaysia's 1111 is nothing to be compared with China. All my China friends already filled in their carts, one with RMB 30k+, another few with RMB 20k+ and the rest all around 8k+ to 15k+.
I am amazed. I am not spending anything this year.
No wonder Taobao will create sales history on 11th Nov.

Securecode is like one time password for mastercard
For visa is "verified by visa"
For amex is "safekey"

Something like a TAC

Yes, buy on that day.

It's like TAC, will only be sent to you when you are performing online transactions.
OT: They are based in Beijing. If I'm not urgent, I will send to them and they will get any visitor to bring over to me later. If it's urgent which I hardly do, can get forwarding service and will receive within a week.

reflected in cimbclicks is +1 day later.

check later today or tomorrow.
the reduction of CL is realtime, just that the itemised transactions is refreshed daily.

sometime it will delay for few day, depend on merchant, mine most late was 3-4 days, fastest 1 days

Result after 3 months iinm