Outline ·
[ Standard ] ·
Linear+
Credit Cards CIMB Bank Credit Cards v5
|
fruitie
|
Sep 8 2016, 01:02 PM
|
Rise and Shine
|
QUOTE(edwardccg @ Sep 8 2016, 12:47 PM) 3. cash rebate Credit will be included in next month statement balance (to offset) when it generate statement at 28th. Avoid doing this, too many got slapped with financial charges. They don't recognize cash back as a payment to offset against statement balance.
|
|
|
|
|
|
fruitie
|
Sep 8 2016, 09:03 PM
|
Rise and Shine
|
QUOTE(MrLoo @ Sep 8 2016, 07:22 PM) Bro how long it took for your status to change to process n approve? Not mine la. edwardccg, FYI. QUOTE(vseries @ Sep 8 2016, 08:23 PM) For no. 3, should be ok if "better pay statement balance in full", not necessary credit card outstanding balance? Yes, statement balance. Best follow the one stated in your statement.
|
|
|
|
|
|
fruitie
|
Sep 9 2016, 09:55 AM
|
Rise and Shine
|
QUOTE(edwardccg @ Sep 9 2016, 09:38 AM) Paying unifi via posonline (subject to 2%) is it entitle for cash back in cimb CR ? Want to find alternative for unifi payment for vox PosOnline should be no issue for CIMB CR. QUOTE(ChocChristy @ Sep 9 2016, 09:39 AM) Stupid Question, 28th is the statement date, then which is the latest date to clear outstanding payment ya? +20 days.
|
|
|
|
|
|
fruitie
|
Sep 13 2016, 11:10 AM
|
Rise and Shine
|
QUOTE(Duckies @ Sep 13 2016, 10:21 AM) There is a cool down period after rejected application right?  Not really. You can appeal and if your appeal doesn't succeed, then you are encouraged to wait after 6 months for re-application. Else, if you don't want to appeal, then straight wait till 6 months after that to re-apply again.
|
|
|
|
|
|
fruitie
|
Sep 13 2016, 01:29 PM
|
Rise and Shine
|
QUOTE(Duckies @ Sep 13 2016, 11:55 AM) Can appeal? How to appeal? Send them an email and ask them to consider?
|
|
|
|
|
|
fruitie
|
Sep 13 2016, 09:52 PM
|
Rise and Shine
|
QUOTE(My0d3L @ Sep 13 2016, 09:24 PM) Im using CIMB Cash back platinum mastercard. I just check my statement, and I realize that I was charged slightly higher compare to the amount on my Uber App. As I understand that i was suppose to get cash back, but instead im getting charged more for each transaction. Example: on uber app shows RM3.51, but statement shows RM3.54 It happens to every single transaction :/ anyone could clarify if uber really can get cash back? if cant im gonna switch back to my maybank cc for uber. thanks That's 0.8% border charge and Uber no longer gives cash back.
|
|
|
|
|
|
fruitie
|
Sep 13 2016, 11:13 PM
|
Rise and Shine
|
QUOTE(skty @ Sep 13 2016, 11:11 PM) sorry. my bad. but I can't find uob payonline either at eligible or non-eligible. so is it eligible?  No, it's not eligible. victorywp, FYI.
|
|
|
|
|
|
fruitie
|
Sep 14 2016, 04:29 PM
|
Rise and Shine
|
Just received SMS that my supplementary card is approved.  Once received it, I will apply for second supplementary card.
|
|
|
|
|
|
fruitie
|
Sep 14 2016, 08:29 PM
|
Rise and Shine
|
QUOTE(edwardccg @ Sep 14 2016, 05:09 PM) Btw, how to apply supplementary card? Can we apply that online? Or have to apply via card centre like klcc? Wonder it there any 1hour approval and obtain card on the spot for sub card? Fill in form and send via email. Supplementary cannot have 1 hour approval, not any bank offers this.
|
|
|
|
|
|
fruitie
|
Sep 14 2016, 11:39 PM
|
Rise and Shine
|
QUOTE(lilsunflower @ Sep 14 2016, 11:15 PM) Not very sure about the exact process because I didn't do it, but when I was applying for my supp cards (which I did via email), I recall CIMB CS said can do same day approval at KLCC and Midvalley card centre for supp card. I'm not super sure if this info is correct since I don't have first hand experience, but can call CS to confirm exact procedure and time line. My online application was processed in 2 working days, but it took a while to actually receive the card (total approx 2 weeks from submission of application). Are you sure 1 hour approval for supp as well? That's good then.
|
|
|
|
|
|
fruitie
|
Sep 15 2016, 10:01 AM
|
Rise and Shine
|
QUOTE(edwardccg @ Sep 15 2016, 09:59 AM) so basically just follow the instruction over here? http://www.cimbbank.com.my/en/personal/pro...tary-cards.htmlmy principle card just get approved, wonder will they reject the supplementary application. usually how they evaluate the approval for supplementary card? Yes, that's how I did it. Erm, not sure but I think should be OK.
|
|
|
|
|
|
fruitie
|
Sep 15 2016, 11:21 AM
|
Rise and Shine
|
QUOTE(kevyeoh @ Sep 15 2016, 10:04 AM) wow...really want to maximize the cashback huh! lol Well, why not when I can apply for my retired parents?  They can use it too.
|
|
|
|
|
|
fruitie
|
Sep 15 2016, 01:57 PM
|
Rise and Shine
|
QUOTE(xbotzz @ Sep 15 2016, 01:29 PM) Hi Fruitie, The supp card.. under your name again or someone else ?.. Do we need to ask for separate billing/separate quota kinda thingy ? Thanks How can supp card has the same name as principal?  I supp-ed it to my mum. No need, it comes as default.
|
|
|
|
|
|
fruitie
|
Sep 15 2016, 03:30 PM
|
Rise and Shine
|
QUOTE(putra23 @ Sep 15 2016, 02:11 PM) Your parents purchase online? That's very cool  Groceries la. If they want to. Else, it is for them to help for my online. QUOTE(DarReNz @ Sep 15 2016, 02:50 PM) u want them to use for mostly groceries/petrol ? Groceries actually and also emergency.  Since I need this card badly, so supp-ed this card for them. If their groceries is heavy, then maybe will think of Ikhwan which I wanted earlier but they said Fridays and Saturdays not feasible.
|
|
|
|
|
|
fruitie
|
Sep 15 2016, 03:40 PM
|
Rise and Shine
|
QUOTE(chinti @ Sep 15 2016, 03:38 PM) is it okay for me to ask bout atm/debit card question here instead of opening new thread? Use this thread instead: https://forum.lowyat.net/topic/2048731
|
|
|
|
|
|
fruitie
|
Sep 15 2016, 06:45 PM
|
Rise and Shine
|
QUOTE(edwardccg @ Sep 15 2016, 06:36 PM) one stupid question, what should I fill in the Customer’s NRIC / Passport No. / No. K/P / Paspot Pelanggan : bottom of each page? it should me the principle card user IC number or the supplementary user IC ? http://www.cimbbank.com.my/content/dam/cim...eform-v2016.pdfI filled in mine.  My office's Adobe Acrobat Reader allows typing and editing, so no issue for me to type and copy.
|
|
|
|
|
|
fruitie
|
Sep 15 2016, 08:22 PM
|
Rise and Shine
|
QUOTE(edwardccg @ Sep 15 2016, 07:32 PM) One using supp id, one using principle id. I think as long as all page is the same id should be ok already. Btw, the sms transactions alert and TAC for suppcard will be send to supp phone or principle phone? First tme applying supp here. I leave it empty. CIMB officer called to verify my application and I asked about it, he said can leave empty and OTP will be sent to principal.
|
|
|
|
|
|
fruitie
|
Sep 15 2016, 09:21 PM
|
Rise and Shine
|
QUOTE(edwardccg @ Sep 15 2016, 08:39 PM) do you mean leave the supp contact no empty? they no need to call the supp person to verify? Yes, left it empty. They will not call. So far I heard only AmBank called supplementary card holders but that also they didn't call my supplementary to verify.
|
|
|
|
|
|
fruitie
|
Sep 15 2016, 11:54 PM
|
Rise and Shine
|
QUOTE(edwardccg @ Sep 15 2016, 11:53 PM) I see, good to heart that. will submit doc on next monday  To add on, CIMB did call me (principal) for verification.
|
|
|
|
|
|
fruitie
|
Sep 16 2016, 12:23 PM
|
Rise and Shine
|
QUOTE(DarReNz @ Sep 16 2016, 04:39 AM) you mean you filled in your details as supp as well ? so the supp and principal under your name ? Aiyo. At the bottom of the form la. It's asking customer's details. I filled in mine. Supplementary details is my mum.  QUOTE(popice2u @ Sep 16 2016, 10:33 AM) now with the rm2k per mth spending requirement, is it wise to replace wise card to cimb? Two different things. How do you want to spend with CIMB?
|
|
|
|
|