Maybank terminal didn't even accept Paywave, I tried it before with PBB Visa card

my statement date is said to be 12.9.16, the cash rebate will be credited on 12.10.16?

that is very fast, almost soon after the statement cycle, good!

No problem. BTW I wanted to share with you too and fellow lyn on something that I missed doing during my application.

If you are applying for your own usage/control, the phone number part you can always leave it blank so that it still pointing to your own phone number. In that case, TAC will be sent to your own number instead of your sup's.

I put my sup's contact in the form when I applied last time.No issues of having 2 accounts under same contact number, I've clarified this with cs. And I can only change it back after 6 months of use.

Good question. I'm not too sure about this. My assumption, can leave empty for both because I think IC copy is all the bank needs. I could be wrong though.

I got a question about the 10% cashback. How does it work actually? Can anybody enlighten me about this? 🤔

First of all, any outstanding balance will have the following charge percentages, depending on the criteria:
15% p.a. (daily interest) - Cardholders who promptly settle their minimum payment due for 12 consecutive month
17% p.a. (daily interest) - Cardholders who promptly settle their minimum payment due for 10 months or more in a 12 month cycle; and
18% p.a. (daily interest) - Cardholders who do not fall within the above categories.

IINM, if you haven't promptly settle the minimum payment for 10 months and above, your interest would be 18% per annum, which translates to 1.5% per month, and from that 1.5% interest you get 10% rebate.

Secondly, nobody would actually be attracted to this feature unless you can't settle your outstanding or even minimum payment. Then again credit cards would not be useful for you and it would cause you to dig a deeper hole of debt. And this is also one of the ways banks make profit, as a smart consumer we should not let them take our hard-earned money

Greetings guys,

Recently applied for CIMB Credit Card and just now received email saying that my application has been rejected but doesn't specify any reason for their rejection.

Were wondering if anyone know their way of processing? I mean do they check those CCRIS/CTOS, loans, etc.?

I got no loans, and clean of debts with a RM3k salary but still got rejected.

Regards.

No PTPTN also.
Living with debt free also not a good idea now.
Oh. Thank you.

Ya. Applied from my salary crediting bank which is CIMB.
Guess I need to check for other banks now.

Oh. Thought would be easier to apply with the same salary crediting account since they can check/monitor easily.
Never knew will get rejected.

I will try to apply again see how if still fail then I guess I'll have to try other banks.

Thanks for your help!

Oh is it? Sorry, didn't know about this. How do I appeal?

last time i applied at cimb branch and wanna put same phone number but it is not allowed
the reason is bcos of the the online pin

Need help. Anyone pay DBKL Cukai Taksiran (Assessment Fee) using uob payonline and get 5% online cash rebate.

Apparently CIMB has this T&C that if the cash rebate for the billing month is less than rm10, the system will allow us to pay the statement balance less the rebate amount.

However, if the cash rebate is more than rm10 in that billing month, you need to pay the stated statement balance without deducting the cash rebate. If you don't do that, you will be penalised with finance charges for the difference.

I just checked my CIMB Clicks and I was hit by RM20++ (small amount, I know) finance charges for last month's bill. I called up CS Centre and I was told of such T&C by the lady on the other side of the line. I have checked the T&C on CIMB's website but it doesn't state such T&C. I have yet to check the T&C booklet that came along with the credit card.

So, I'm just curious if anyone here got hit by such charges? I usually pay all my credit card bills by deducting the cash rebate from the statement balance. I always assumed that as long as the credit card account shows RM0.00 for outstanding balance and minimum payment, it means I have cleared all my payment due to the bank.

P.S. Please correct me if I'm wrong and I'm using CIMB Cash Rebate Platinum MasterCard

Try leave it blank and see how it goes. My earlier sharing was info from CS, so if she tipu then I tipu also. 

well if you say u wanna cancel the card CIMB will waive them 

The cashback is not posted today. Have they withdrew the cashback from paying via posonline? Very suspicious.

My previous statement posted on 29th.

Posonline. But 2.12% charge.

This month's cashback is in - RM30 for Posonline for me.

6% GST on top of the 2% convenience fee.

nett would be 2.12% from the amount you intended to pay.

example below. posonline charge you RM77.00 for payment of RM75.40. that's additional 2.12%.

updated, thanks.

OMG, i just checked my last month bill and the same thing is happened to me, finance charge rm59.04 on 28/8!! I usually paid the bills based on the statement balance which is after deduct cash rebate, never know about this T&C.