QUOTE(MyHeArtb3Ating @ Jun 20 2016, 07:53 PM)
Anyone can advise, with current tight loan from bank can I secure my second property ?
Below is my commitment :
Rm 680 car loan - still have another 5 years
Rm 1119 house loan - still have another 37 years
Rm 350 ptptn loan
Below is my income :
Rm 5900 salary after deduct epf, pcb and soso
Rm 780 from rental, I lease out small room and medium , I stay master room.
And I plan to buy second property around rm 700k.
depends on your age also....maximum loan you can take is until you are 70 years....so if you are 35 now...you still have 35 years and for 700k easily the loan monthly is about 3k....between 5.9 + 780 not even reach 7k bro....why you wana commit so high...if you are looking for investment.... you can invest in cheaper unit maybe for 500k....still can get a good property for that price....if you dun mind pay all your salary for loans then you can try lerrrrBelow is my commitment :
Rm 680 car loan - still have another 5 years
Rm 1119 house loan - still have another 37 years
Rm 350 ptptn loan
Below is my income :
Rm 5900 salary after deduct epf, pcb and soso
Rm 780 from rental, I lease out small room and medium , I stay master room.
And I plan to buy second property around rm 700k.
Jun 20 2016, 08:03 PM

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