leaving sg to another country but not back to malaysia
yea ica actually, iras should be ok i guess since i passed the min no of days already

not easy to sell the house to my siblings, need to pay stamp duty and lawyer fees, plus after dispose the property i still have to share the monthly payment and expenses as my parents are staying there.  and and the house not even 5 years yet, need to pay RPGT 

Planning to apply.
Hey   , did i mention/intend i will not to pay back the loan?    

I only ask, CAN WE PAY THE LOAN after change nationality? I just worry if Citizen application approved but cannot revoke malaysian IC only! It will affect my future life plan such as housing, building family and etc. BTW I am not that kind of person ok     

In addition, dont forget about your guarantor (while applying PTPTN) will need to settle this  if you not paying LOAN!

BTW YOU ARE NOT ANSWERING MY QUESTION , you are whining.

manufacturing sector eh... well... manufacturing is... if you read from the news, not doing very well in Sg right now... i remember it was either barely creeping up, or it has been contracting for quite awhile... cant quite remember.. Construction is the one growing, but it is growing slower this year as well, exports are down so that has quite a strong relation with manufacturing industry. They are said to be trying to weaken the SGD to make exports more attractive so there is still hope. By contrast, Malaysia's RM is dependent almost entirely on crude oil price movement, and during the peak of 1MDB saga, political uncertainty did cause investors to panic too

resume wise, i think Marissa Meyer of Yahoo's resume, seems  a unique one... if you have enough content and creativity to do something like that, i think you can score quite a few offers. hehe 

I beg to differ , If I am the interviewer with different applicants I will review applicants from with SG contact number with presumption they are already in SG - who are easier to arrange an interview.

of coz can't convert. rm60k is just s$20k, basicially <s$2k/month, that is like minimum wage for Marehsian working in Sg. I think 99.9% of Marehsians here qualify if like that.

Thanks, was just checking around but I'll take a look at your recommendation also

Oh ya... Since I have not much commitment, my savings is normally going to be positive every month. Then you get that additional 1%.
Just too bad I don't have enough bills to pay (for the 3-bill thingy) and also don't spend so much on cards each month. Otherwise the interest can go much higher.

if i remember correctly,there is a limit to job change...not too sure :/ 2 job change per year i think...

Thanks for the info.

Wow.. you would do that for a random. what if he is rubbish? Then how? You willing to take the blame for intro him?

anyone can share. what is the faster and easier way to get to Senai airport from Sg?

All the rich tailous here!

Definitely nothing abnormal
Just like how you would look at others at amazement when they spend 20k on a camera, others will look at you when you splurge on makan outing too

In order to buy HDB, I cannot own any property in Msia too? What kind of ridiculous rule is this? Lots of situation of this kind - example, Malaysian home is stayed by parents or relatives (bought before working in Sgp), but planning to buy HDB due to working here in Sgp. Tell me why cannot. Are we expected to stay in Malaysia and travel everyday to Sgp - if that is the reason you mentioned. If home is in JB maybe still can ..but if home is in KL or Kedah, then how to stay there and work in Sgp same time. 

A HDB, it's a government subsidized residential unit. Not ridiculous at all,  you expect a foreign government to subsidize your purchase of their public housing when you are deemed to have the capability to own a house in overseas?