What is your target length of time in market? I started end 2020, but still underwater. For me no issue as my time horizon is at least a decade out (probably 2 or 3).

Average down. This is the best time.

But be careful what stock can continue to hold. Some stocks are not going to climb back up. Check the financial and business.

Just buy now and DCA every week/month. There's really no one could predict when is the best time,if there is by all mean shares here so we can all follow that person.

Why not invest while save in US bank?

And get your cash in RM here anytime, anywhere as you want.

now 4.4... you expect gov suddenly go peg it at say 3.5 ah?

Some broker is a bank. Like Maybank.

You can get your cash in any currency, anywhere, anytime from your broker's bank.

today dropped to 4.38

wait la Malaysia will raise interest rates next quarter then will improve a bit:

today's irish domiciled instruments' turn to be on holiday

One of the downsides for choosing non-USA domiciled ETF.

Today or tomorrow will confirm the rate hike. Next Fed meetings:

June 14-15, 2022
July 26-27, 2022
Sept 20-21, 2022
Nov 1-2, 2022
Dec 13-14, 2022

Sos: https://www.forbes.com/advisor/investing/fe...eeting-preview/

Sometimes I'm baffled by Ringgit performance.
Many months ago, they said Ringgit is up because because of the demand for commodity like energy (oil/gas) and palm oil.

Oil price down/CPO down, Ringgit down.
Oil price up/CPO up.. Ringgit also down.   

anyone changing currency myr to usd? Don see it coming down pun