Another victim

So far I only pick reputable sellers at Gemfive.

Bulk of my CB from there 

If you pump 1 sen petrol, i don't think there's anything coming out from the nozzle, except for some vaporised petrol. LOL

I had the same encounter too when I called last month. Based on some feedback from this thread, I knew it is based on statement date but due to I was in overseas and had nothing to swipe in April statement cycle, so I got charged with this monthly charges.

Nevertheless, I called and asked for clarification because I did make one transaction on 8th April and my cycle is 12th April to 11th May. So technically, I had one transaction in the month of April but not in the statement cycle. I was expecting answer that my request will be rejected and I will further argue based on T&C. However, the CS put me on hold for a while and after speaking to her superior, she told me it was a glitch in the system and it should be based on calendar month. They had waived it right away... So, I cannot argue further.

So experience from others tells, it is based on statement cycle. Don't trust the CS so much, some said statement while some said calendar month.

Same to me, I received rm23.96 instead of rm50 for last month cashback. Mostly UOBPayonline and all transaction above rm50, all paid before 25th

does insurance autopay eligible under Retail 0.3% cb?

Already four (4) bill statements, never received any 0.3% since gotten the card in mid-March 2016. 

example retail transactions:

1) car service centre, RM4xx (expected cb RM1.xx)
2) watson's, RM2x (expected cb RM0.0x)
3) medical insurance, 2-month advance payment RM6xx (expected cb RM1.xx)
4) medical insurance, monthly payment RM3xx (expected cb RM0.9x)
5) car insurance, RM1,xxx (expected cb RM3.xx)

no issues with Online cashback.

Yeah, still remember my 3 transactions on 23 May which didn't get back CB for my VOX? I made complain and UOB CS call and told me that my 3 transaction were not under online and not entitle for 5% CB. They don't even know how their system work, malas nak argue with her from being trigger unnecessary

No la our house fund also not much, so cannot clear all. We have to pay installment to TNB every month. Luckily my housemates are quite nice, they will pay more to help our fund.

Actually I still have VOX to pay but just that not much house fund, so every month try to clear a bit by a bit.

My sister doesn't have any useful cards.

I hope you have done it after 8.00 a.m., since they always have glitch in the system for transactions before 8.00 a.m.

VOX? Combined.