Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards UOB Credit Cards v6

views
     
fuzzy
post Jun 28 2016, 04:20 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
Sorry, can I just find out when did UOB One card have annual fee charges?

IIRC it was free when I applied?
fuzzy
post Jun 28 2016, 04:32 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(cybpsych @ Jun 28 2016, 04:23 PM)
when did u apply?

did you request AF waiver before? threatened to cancel card? their retention team callled you back to "save" you by offering few years of AF waivers?
*
Should be coming to a year or so, I'm checking back my statements, don't think there is any AF charged to it yet but I remember it was free annual free when I applied back then, or was I totally mistaken?

But if there is AF, I want to be prepared to ask for a waiver or I'll just cancel it.
fuzzy
post Jun 28 2016, 04:41 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(cybpsych @ Jun 28 2016, 04:39 PM)
year 1 usually free with certain condition (e.g. 1 swipe within x-days, etc etc)

year 2 onwards, can request to waive AF. just remember to request waiver from CS immediately if you see the AF charged.
*
Then maybe I got conned by the the first year clause, thanks for clarification. If they don't waive, time to hop biggrin.gif
fuzzy
post Jun 28 2016, 05:20 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(putramon @ Jun 28 2016, 05:00 PM)
hi bro, i accidentally paid the AF for my uob one card in this month. I already call in to waive but they say it is compulsory on 2nd year onwards. I told them to proceed with card cancel and they say their retention team will call me within 1-3 days, will they prorate and do a refund on the AF should the card is really CANCELLED?
*
If the retention team didn't call you to waive it, you will need to pay the AF. No prorate. If they call you to waive, the charges will be removed.
fuzzy
post Jul 1 2016, 05:08 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
I registered.. It says:

RM0.00 Thank you for registering. 2x Grand Prize of 260,000 Enrich Miles and 3x Consolation Prize of 60,000 Enrich Miles to be won monthly!T&C at www.uob.com.my
fuzzy
post Jul 4 2016, 07:29 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(fruitie @ Jul 4 2016, 05:35 PM)
AEON BiG or AEON Gold also not bad. Check out their respective threads. smile.gif
Nonetheless, PosOnline seems to have issue with AEON payments lately, so gotta have some luck with this.
*
So, essentially means we get 5% for shopping at Aeon Big, then on top of that 3% for the cashback from the online payment?

hmm.gif
fuzzy
post Jul 4 2016, 07:40 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(fruitie @ Jul 4 2016, 07:33 PM)
Yes. You don't necessary spend it on shopping in AEON BiG, can spend on anything then just pay back via PosOnline using VOX, CIMB CR or PBB VS.
Actually nett cash back for VOX is 3.3%. It has additional 0.3%.
*
Nice. Was oblivious to that doh.gif
fuzzy
post Jul 5 2016, 10:08 AM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(leaF @ Jul 5 2016, 10:01 AM)
hi everyone , i am new user for uob one platinum card...every month I will left rm1k debt inside this card but every month I been charged for rm20++ 'Finance Charge' ....want to ask , is this normal ? thanks
*
Yes. This is where the banks earn their money. My advice is you need the clear off all your debts with the bank and not just pay the minimum or continue to be mindful you are paying a charge on the balance you have monthly.

http://www1.uob.com.my/assets/pdf/announce..._lp_fee_faq.pdf

http://www1.uob.com.my/personal/useful/fee...ees_charges.pdf
fuzzy
post Jul 5 2016, 10:17 AM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(leaF @ Jul 5 2016, 10:14 AM)
well, if it is normal then I will just apply BT to clear it first rather than pay rm20++ ... i am using maybank as well but not so much as UOB  cry.gif
no money to settle it ... but i did pay the more than minimum..
*
Yes, every CC will have charges to any remaining debts you leave in the CC if you do not settle it before the due date.

smile.gif
fuzzy
post Jul 18 2016, 11:25 AM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(fruitie @ Jul 18 2016, 09:50 AM)
Well because banks allow you to reinstate your card within 6 months if you suddenly change your mind. That could be the reason. laugh.gif
*
You work in bank ah sister? Damn pro the answer thumbup.gif
fuzzy
post Sep 8 2016, 05:04 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
Anyone got an sms saying they have increased the CC limit and if want text back to accept? Seems strange since I never asked for it.
fuzzy
post Sep 8 2016, 05:45 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(studz @ Sep 8 2016, 05:38 PM)
Called to UOB call centre. It's genuine.
*
QUOTE(spreeeee @ Sep 8 2016, 05:38 PM)
yes, legit.
*
Hmm, but only if we reply to accept right? Because the limit offered is bit ridiculous for me.
fuzzy
post Sep 8 2016, 05:53 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(spreeeee @ Sep 8 2016, 05:46 PM)
yes.

how much they offered that u think is ridiculous?
*
It's 6 digits if I accept. I have used this card so much less these days, I think 10k also probably won't burst hahaha..
fuzzy
post Sep 15 2016, 10:18 AM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(kevyeoh @ Sep 15 2016, 09:52 AM)
hi all,

for UOB one card....totally no way to get AF waiver? I read the old thread, got:

UOB One Card Auto Annual Fee Waiver
Annual fee will be waived perpetually with minimum cumulative 60 transactions per year
for UOB ONE Classic Card/ 12 transactions and cumulative RM36,000 spend per year for UOB ONE Platinum Card.

But now i see this recent and latest thread, no more such thing... can confirm? thanks!
*
No more, must call I think.. 1st year free, 2nd year call and test luck.
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0902sec    0.40    7 queries    GZIP Disabled
Time is now: 27th November 2025 - 11:45 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.