Just got my UOB VOX CC today. I was thinking how to utilise the card every month in order to get my RM6 waived per monthly fee.
Credit Cards UOB Credit Cards v6
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 Jun 14 2016, 12:19 PM
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#1
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All Stars
17,467 posts Joined: May 2008 From: Lazada   
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Jun 14 2016, 12:29 PM
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#2
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(fruitie @ Jun 14 2016, 12:21 PM) What was your intention to get this card? To pay bills? Then it is good enough to get it waived. Actually my first intention was to apply HongLeong CC. Then there are another CC Agents beside the guy, then I was like okay la, helping him for the submission quota. But I didn't expect I got qualify for it. lol Just got the card and not yet activate it, still thinking how to use it.  PS. I also try my luck on, MBB, Citi, SC, HSBC but got rejected. I rejected CIMB application due to online purchase on CIMB from what I heard got a lot of issues.  QUOTE(MGM @ Jun 14 2016, 12:23 PM) If u have no bills to pay or things to buy online, just swipe any amt at petrol pump. Maybe my house TNB/Water/Telco/TM bills I guess?Which petrol station? Is there any rebate on it I wonder?  |
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Jun 14 2016, 12:36 PM
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#3
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(laymank @ Jun 14 2016, 12:32 PM) any petrol station. No rebate. You can just pump RM1 to waive RM6 monthly fee. QUOTE(MGM @ Jun 14 2016, 12:35 PM) Yes can even pump 1sen, if u have the skill Nice. Sounds like this is the loop hole for it.   |
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Jun 14 2016, 12:48 PM
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#4
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(fruitie @ Jun 14 2016, 12:41 PM) It's a useful card. Yes, pay for those things you mentioned. Actually CIMB CR is not bad, I have both UOB VOX and CIMB CR, they both complement each other. If my online transactions are below RM 50, I have to charge them to my CIMB CR for cash back. I see. Another question, usually those kind of cash rebate how to withdraw it?  |
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Jun 21 2016, 11:30 AM
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#5
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(fruitie @ Jun 21 2016, 10:37 AM) Well, depends how you utilize it. When you applied this card, you already knew it comes with AF, so just be prepared that the AF will not be waived in following year. I wanna ask, the VOX Card monthly fee (RM6 can be waived for min. 1 swipe per month) is same as annual fee?I know I have to pay for HLB Wise's AF but at least I know I'm getting back RM 100 every month, so the AF is worth to pay. It depends on your utilization and the usefulness of the card. |
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Jun 21 2016, 11:33 AM
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#6
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(fruitie @ Jun 21 2016, 11:32 AM) It is called monthly charges, not charged annually. TQ fruitie |
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Jul 4 2016, 04:39 PM
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#7
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(fruitie @ Jul 4 2016, 04:34 PM) I don't have UOB One Card, so I don't want to comment on that. I know it has AF and some managed to waive while some donn't. I found that Paypal is eligible for cashback, which mean as long the ECommerce website support PayPal, then we can get cashback?U Mobile, yes VOX better. If you refer to the list TS compiled on first page, it does say U Mobile via website is also entitled. Check out the list. |
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Jul 4 2016, 04:49 PM
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#8
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(fruitie @ Jul 4 2016, 04:40 PM) Yes, that's right. nice. now I only know. I should apply this card 3 years ago. lol I have tried myself. |
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Jul 8 2016, 09:28 AM
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#9
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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Wanna ask, the UOB cycle bill is which date of the month?
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Jul 8 2016, 09:46 AM
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#10
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(cybpsych @ Jul 8 2016, 09:40 AM) not fixed. Okay, thank you.call CS to find out yours. |
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Jul 14 2016, 12:43 PM
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#11
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(kelvinlzy @ Jul 13 2016, 01:01 PM) For EPP yes there is an handling fee, but you can swipe anywhere, but for instalment plan, although it is 0%, it is available at UOB merchants only. 2% handling fee (6months) is 1 time only right?Lets say for example, RM2,000 for 6months, then I only need to pay total up to RM2,040? |
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Jul 14 2016, 06:05 PM
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#12
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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Statement Date is when the statement come out. Then Due date mean I have to settle the outstanding right?
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Jul 16 2016, 11:10 AM
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#13
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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FRUITIE
do you know UOB bank forex rate is how many (website or something)? Because wanna tie it on my PayPal, so when buy stuff in USD I can roughly know how much. |
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Jul 16 2016, 11:37 AM
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#14
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(fruitie @ Jul 16 2016, 11:22 AM) I don't know and I never check this kind of thing before... If you have CIMB CR and amount lesser than RM 600, you can consider CIMB CR as it has lower exchange rate.QUOTE(laymank @ Jul 16 2016, 11:31 AM) Wow. Thanks a million, that is what I'm looking for. |
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Jul 16 2016, 12:00 PM
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#15
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(fruitie @ Jul 16 2016, 11:39 AM) I'm going to bookmark this for reference. Yeah, is very good when someone tumpang you buy from Amazon or Taobao. Easy to calculate.* Mohon TS pinned on first page for future references. This post has been edited by NightFelix: Jul 16 2016, 12:00 PM |
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Sep 7 2016, 12:34 PM
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#16
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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Wanna ask, how to withdraw my cashback?
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Sep 7 2016, 03:20 PM
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#17
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(cybpsych @ Sep 7 2016, 01:23 PM) no withdrawal. Thats why I thought so too, since I can't find any FAQ. Is there are expiration for the cashback? it will be used to reduce your next bill. QUOTE(eric84cool @ Sep 7 2016, 01:54 PM) U tot this is cashback.my???? Ya lor. |
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Sep 7 2016, 04:34 PM
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#18
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(fruitie @ Sep 7 2016, 04:05 PM) It will be automatically off-set in your statement. Nothing to do with expiration or not. I just realized I received a SMS from UOB that my cashback feature will be removed from my VOX card? So is time to cancel? |
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Sep 8 2016, 02:47 PM
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#19
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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wait, someone said YOLO 2nd year charge annual fee? WTF really?
Gonna terminate my VOX Card. |
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Sep 9 2016, 10:54 AM
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#20
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All Stars
17,467 posts Joined: May 2008 From: Lazada
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QUOTE(nothingz @ Sep 8 2016, 08:18 PM) annual fee is always charged in advance means that if they charge you on Sept 2017 means it is for Sept 17 to August 18 period. As soon as you see the annual fee being charged, you can call to waive it, if they refuse then you can either switch to other UOB Cards or just cancel it. Either option you choose, they will waive the annual fee charged to your YOLO card since you chose not to hold the card anymore. Nice. didn't know annual fee are advance charge ahead of 1 year.The same applies to all other banks, so there is no need to worry about annual fees at all. |
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