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Credit Cards UOB Credit Cards v6
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MyJen
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 Jul 16 2016, 10:19 PM
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New Member
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Hi, I would like to ask about the annual fee of UOB Preferred Platinum card. I was told by the booth staff that the annual fee of this card will be waived for the first two year. Then i applied for the card. But when i came home, i cant find any source about the waiving annual fee for this card in the uob official website.
Is it true that uob will waive the annual fee for this card for the first two year.
If no, will i still be charged if let say my application is successful but i do not activate the card when i receive it?
Thanks
This post has been edited by MyJen: Jul 16 2016, 10:30 PM
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MyJen
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Jul 16 2016, 10:37 PM
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New Member
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QUOTE(fruitie @ Jul 16 2016, 10:27 PM) Just curious though, why did you apply for this card? Free gift from the agent? Else, this is not an attractive card actually... I wanted to apply only VOX card. But they said it will be better if i apply the cards in combo (master and visa) and keep persuading me saying the card has no annual fee for the first two year. He did promised me i will get a free gift if my application is successful. i keep asking them will uob really will waive the annual fee, they asked me dun worry with very confident face. So at the end i agreed. so, if i do not activate the UOB Preferred Platinum card if my application is successful. will i still be charged with the annual fee and is there any consequences like eg. i will be blacklisted by the bank??? This post has been edited by MyJen: Jul 16 2016, 10:40 PM |
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MyJen
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Jul 16 2016, 10:45 PM
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New Member
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QUOTE(ckweng @ Jul 16 2016, 10:41 PM) Try and send an email to UOB to confirm on free annual fee waiver in black and white. I did that after signing up with agent's promise on fee waiver, just in case there's any dispute. Will send an email to UOB to request black and white Thanks QUOTE(fruitie @ Jul 16 2016, 10:42 PM) There is no combo card for UOB though...  Once you receive the card, just call to cancel. No issue one. Most of the cards will give free auto-waived first year, while some require one swipe within 60 days. Will not be blacklisted. Thanks for your information |
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MyJen
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Jul 17 2016, 11:10 AM
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New Member
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QUOTE(mamamia @ Jul 16 2016, 11:07 PM) I guess the agent ask u to apply 2 cards to give u better free gift.. If u think the gift is not useful, then u can just apply 1card. But if u think is useful, no harm keeping the card for 6 months n let the agent earn their Comm. Don't just cancel the card since the agent have ask ur consent b4 apply for u.. Well, my biggest concern is just about the annual fee of the card. I agreed to apply the card since he promised me that i will get my annual fee waived. if this does happen in the future, i will not mind keeping the card for at least 6 month so that he can earn his commission. Is it every bank charges the annual fee in first monthly credit card statement including UOB? p/s I have no experience on applying credit card which has annual fee charged. Would appreciate if someone answer my question. A million thanks |
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MyJen
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Sep 6 2016, 09:11 PM
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New Member
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Hi, I am new to UOB credit card. My statement payment due date is 7th Sept 2016. And i made the interbank giro transfer to my UOB credit card account at 5th Sept night. When i logged into UOB online banking website to view my account status, i noticed that my credit card's last payment received is still RM0.00. Shouldnt the payment be reflected on today as interbank Giro wont take more than 1 business day to process? Will i kena late payment charge if i paid on 7th Sept?
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