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Credit Cards UOB Credit Cards v6

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saitong09
post Jul 23 2016, 05:08 PM

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QUOTE(kart @ Jul 23 2016, 04:53 PM)
For UOB VOX Card, does anyone have any idea on how UOB detects whether the credit card transaction is an online transaction or not? Does UOB use POSMODE?

For these 2 payment methods:
- swiping credit card at Ambank credit card terminal, in Caring pharmacy branch
- purchasing cash vouchers at Caring Pharmacy eStore

Both of these 2 payment methods have the same MCC, namely MCC 5912 - Drug Stores and Pharmacies.
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You can always refer to the 1st page for successful list of transaction. Even the CS also cannot confirm the online transaction. So if you did tried which is not listed on the 1st page, share to this thread.
areankim
post Jul 23 2016, 10:17 PM

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QUOTE(Human Nature @ Jul 23 2016, 04:10 PM)
So difficult to terminate?
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I did not even activated it yet ooo
fruitie
post Jul 23 2016, 10:20 PM

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QUOTE(areankim @ Jul 23 2016, 10:17 PM)
I did not even activated it yet ooo
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Just call to terminate lo. smile.gif
Really no harm of doing it.
areankim
post Jul 23 2016, 11:34 PM

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QUOTE(fruitie @ Jul 23 2016, 10:20 PM)
Just call to terminate lo. smile.gif
Really no harm of doing it.
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Noted with thanks!! Call tmr. Hehe.

VOX!!!!
TSvictorywp
post Jul 24 2016, 12:25 AM

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QUOTE(kart @ Jul 23 2016, 04:53 PM)
For UOB VOX Card, does anyone have any idea on how UOB detects whether the credit card transaction is an online transaction or not? Does UOB use POSMODE?

For these 2 payment methods:
- swiping credit card at Ambank credit card terminal, in Caring pharmacy branch
- purchasing cash vouchers at Caring Pharmacy eStore

Both of these 2 payment methods have the same MCC, namely MCC 5912 - Drug Stores and Pharmacies.
*
of course both transactions will be under 5912 since both are used for caring pharmacy. there is no online category. online is just a payment mode. so it can be under online and pharmacy/grocery/mobile/etc category at the same time.
tonytyk
post Jul 24 2016, 08:17 AM

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Though first page shows the following payment by BOX entitled for 5 % cash rebate, there were some posts recently mentioned some not receiving cash back:

1. DBKL assessment payment via Uob payonline
2. MBPJ assessment payment via Uob payonline

Any latest confirmation on 5% cash rebate entitlement?

Also, does each of the transactions or cumulative transactions have to be above RM50 for cash rebate ?

This post has been edited by tonytyk: Jul 24 2016, 08:27 AM
kart
post Jul 24 2016, 09:39 AM

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QUOTE(victorywp @ Jul 24 2016, 12:25 AM)
of course both transactions will be under 5912 since both are used for caring pharmacy. there is no online category. online is just a payment mode. so it can be under online and pharmacy/grocery/mobile/etc category at the same time.
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I agree with you that MCC cannot be used to detect online transactions. smile.gif

Still, there has to be some other code that is used by UOB to detect online transactions. Is the code somewhat similar to POSMODE (used by CIMB Cash Rebate MasterCard), so that UOB would know that it is an online transaction?

TSvictorywp
post Jul 24 2016, 11:20 AM

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QUOTE(kart @ Jul 24 2016, 09:39 AM)
I agree with you that MCC cannot be used to detect online transactions.  smile.gif 

Still, there has to be some other code that is used by UOB to detect online transactions. Is the code somewhat similar to POSMODE (used by CIMB Cash Rebate MasterCard), so that UOB would know that it is an online transaction?
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yes, online is a payment mode and usually bank use posmode or similar to detect online transaction. although is under online, but you need to pay attention to their t&c on which mcc category is not included, for eg, insurance, bills, etc.
TSvictorywp
post Jul 24 2016, 11:21 AM

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double post

This post has been edited by victorywp: Jul 24 2016, 11:26 AM
stargate8
post Jul 24 2016, 02:45 PM

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has anyone receive 5% cash rebate for VOX card?
past 2 months was on 18th now have to wait till end of month?
fruitie
post Jul 24 2016, 03:41 PM

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QUOTE(stargate8 @ Jul 24 2016, 02:45 PM)
has anyone receive 5% cash rebate for VOX card?
past 2 months was on 18th now have to wait till end of month?
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Nope, haven't received. As per their T&C is by 30th, so still cannot complain.
Actually for the past two months were fast, usually around 20s. So just wait for few more days or I will complain again. rolleyes.gif
stargate8
post Jul 24 2016, 06:41 PM

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QUOTE(fruitie @ Jul 24 2016, 03:41 PM)
Nope, haven't received. As per their T&C is by 30th, so still cannot complain.
Actually for the past two months were fast, usually around 20s. So just wait for few more days or I will complain again. rolleyes.gif
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Thanks sis.
saitong09
post Jul 24 2016, 07:44 PM

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QUOTE(fruitie @ Jul 24 2016, 03:41 PM)
Nope, haven't received. As per their T&C is by 30th, so still cannot complain.
Actually for the past two months were fast, usually around 20s. So just wait for few more days or I will complain again. rolleyes.gif
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QUOTE(stargate8 @ Jul 24 2016, 06:41 PM)
Thanks sis.
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Hopefully not UOBpayonline again
cybpsych
post Jul 24 2016, 07:46 PM

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QUOTE(saitong09 @ Jul 24 2016, 07:44 PM)
Hopefully not UOBpayonline again
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do u know exactly what is discussed?
saitong09
post Jul 24 2016, 07:49 PM

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QUOTE(cybpsych @ Jul 24 2016, 07:46 PM)
do u know exactly what is discussed?
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Yeah, delay of the CB. What I mean is hope that uobpayonline transaction will not be affected
cybpsych
post Jul 24 2016, 07:54 PM

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QUOTE(saitong09 @ Jul 24 2016, 07:49 PM)
Yeah,  delay of the CB. What I mean is hope that uobpayonline transaction will not be affected
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why card CB has anything to do with uobpayonline?
fruitie
post Jul 24 2016, 07:55 PM

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QUOTE(saitong09 @ Jul 24 2016, 07:44 PM)
Hopefully not UOBpayonline again
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None of my transactions was UOBPayOnline though. smile.gif
saitong09
post Jul 24 2016, 08:44 PM

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QUOTE(fruitie @ Jul 24 2016, 07:55 PM)
None of my transactions was UOBPayOnline though. smile.gif
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I thought you pay your TNB using VOX a bit by bit to clear the outstanding? smile.gif
fruitie
post Jul 24 2016, 09:46 PM

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QUOTE(saitong09 @ Jul 24 2016, 08:44 PM)
I thought you pay your TNB using VOX a bit by bit to clear the outstanding? smile.gif
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No I didn't. Already done that with HLB Wise.
316
post Jul 24 2016, 10:25 PM

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For Vox Card, 5% Online Rebate is calculated based on calendar month. Means it is based on transaction date of the month, not posting date of the month, right?


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