I still doubt it is free money from bank.

Anyone has problem with late posting? I paid with uob credit cards on 26/9 but till now still not posted in my statement. The seller has received my payment and shipped out my purchase.

think that is related to the merchant, not bank....
cause i encounter using cc to buy stuff in one local pet shop...after about 2weeks only saw the posting..

Correct. I experienced a merchant using manual swipe, not connected at all.
In the end, I was only billed 3 months later.

I used it to pay for aeon credit cards. It was posted on 28th in the aeon statement but not in the uob statement till now. The cash back is base on swiping or posting date?

not choice but to call customer service..no one knows the record in uob database...
they can help u check...

Just want to check, how to find out your credit card approval code when you make online purchases?
Does approval code only exist for swiping at the machine?

Me until today not yet posted, it was a transaction from Sam's Groceria... 7 months, gotta be 8 months soon. RM 500.
So, it is really depending on merchant.

Approval code? Did you mean OTP? It will be sent to your phone via SMS for online transactions.

last time to swipe it with popular online no sure entitle 5% or not

May i ask.. how to waive off or not to get charge for annual fee?

Best way for me is to call CS before your card anniversary date (i.e. before the AF shows up in your statement). This gives you some negotiating power.

First ask nicely if can waive. They can either say yes (some banks very easy) or no.

If you REALLY don't want to pay the fee, you have one last option: Tell them you would like to cancel the card because the AF is too high. Normally, these are the following outcomes:

1. CS doesn't care and lets you cancel without trying to retain you. If this happens, make sure you have other alternative cards to use. You can usually re-apply for same card either 3, 6 or 12 months later (depending on the respective bank's policies, which you should check).

2. CS will forward you to the retention department. The department will either offer a) waiver of all or part of your fee; AND/OR b) offer you some perk to stay (e.g. RMXX if you swipe RMXX or X times within a certain period).

However, note that waiver is totally at the respective bank's discretion. I hate paying annual fees, so I will always try the above methods. If not successful, I will just cancel.

Thanks for ur advice..

Hello Guys.. Anyone tested YOLO card on posonline? Does it work like VOX cashback? Thanks.

I don't think anybody has tried last month. This month I think yes but we will only know the result by end of next month.

how many years u used the card? recently i try to get waiver cannot get 100%, only get 50%. i used 5 years already.. probably will cancel it before next AF.

This post has been edited by pisces88: Sep 29 2016, 07:07 PM

i applied yolo online but nobody call me, any other method beside booth?

where are you from?

ask you friend who work at bank~~~~
if your friend from other bank, maybe he/she can intro those who work at uob bank~~


======================

i'm curious about 1 thing about last few month ago
why they change new cc and extend the card year?
mine :
member since 14
good thru 09/19 ---------> 09/20


This post has been edited by aeonsakura: Sep 29 2016, 09:48 PM

Had you tested uobpayonline this month?

I just got my yolo today. Im just wondering is yolo based on calendar month transaction? If yes I like to make a transaction by tomorrow

Nope. Only few days, will not try.

Calendar month.