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Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only
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Jun 16 2016, 11:04 PM
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#1
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Senior Member
546 posts Joined: Apr 2010 |
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Jun 16 2016, 11:08 PM
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#2
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546 posts Joined: Apr 2010 |
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Jun 17 2016, 02:41 PM
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#3
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Senior Member
546 posts Joined: Apr 2010 |
QUOTE(VinceCheong @ Jun 17 2016, 12:12 AM) I think 50K already can request but then it also depends on how helpful your RM is.QUOTE(tonytyk @ Jun 17 2016, 07:23 AM) RM has confirmed with me that they will be paying for the non-working days as well . We will see |
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Jul 20 2016, 03:21 PM
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#4
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546 posts Joined: Apr 2010 |
MBB just called me and said there is this United Target Income Bond Fund (UTIBF) 7 ... guaranteed return 4.8pa for 3 years. Same like FD, he says but only catch is 3 years tenure. Sounds too good to be true. Apa catch?Sorry I am really noob in these bonds thingy
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Jul 20 2016, 06:18 PM
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#5
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546 posts Joined: Apr 2010 |
QUOTE(okuribito @ Jul 20 2016, 04:44 PM) Ask them for product disclosure sheet and T&C. if gteed 4.8% and gteed capital, i think can seriously consider OKQUOTE(minmin2020 @ Jul 20 2016, 04:55 PM) 5K only QUOTE(Ancient-XinG- @ Jul 20 2016, 05:43 PM) Eh, I tot Maybank Constant Income Funds (MCIF), but this series 4 latest last year, 5.2pa, 3yrs also. I am not sure leh. Of course I can ask for more info, but I trust the sifus here better then the MBB staff trying to make a sale Urs is series 7 ad but diff name?? Your exposure is Asia + MY ? I guess they share same characteristic but diff portfolio. QUOTE(yclai118 @ Jul 20 2016, 06:22 PM) According to MBB staff, no woh. |
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Jul 27 2016, 03:28 PM
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#6
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Senior Member
546 posts Joined: Apr 2010 |
scraped my every last RM from all accounts to jump into the HLB 6 months @4.15% bandwagon. Let's hope next year will be better
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Aug 4 2016, 12:53 PM
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#7
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546 posts Joined: Apr 2010 |
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Aug 6 2016, 06:33 PM
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#8
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Senior Member
546 posts Joined: Apr 2010 |
QUOTE(bbgoat @ Aug 6 2016, 02:24 PM) For my previous MBB GIA-i which has 12 mth eff rate of 4.5%, today's interest crediting is about 3.85% only ! It was supposed to be 4.5% but as most of u know, I am getting 4% due to MBB's error. Now the 4% is not there ! That shows GIA-i profit not guaranteed and can be adjusted before maturity. There goes the average of 4.5% yearly interest ! Can those with that promo please confirm their monthly interest ? Add: For those that read this at later time. It looks like it is due to the recent change of 3.75% for GIA-i interest. Read more posts below. QUOTE(starry @ Aug 6 2016, 03:18 PM) Nope, mine not affected . Interest 4.5% ngam ngam. Jangan jangan until the final 6% they do adjustment .This post has been edited by michaelho: Aug 6 2016, 06:44 PM |
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