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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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lowyat101
post Jun 10 2016, 10:29 AM

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QUOTE(Ramjade @ Jun 9 2016, 01:55 PM)
Better put in maybank eGIA-i 4%p.a can select 1-3 months placement.
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May I know is this the same as the GIA-i under the 2nd option drop down in M2U site?

When I clicked next, there's a long list of questions, and the options I have are only the "Mudarabah Investment Account" and "Islamic Deposit Account" as follows. May I know which one shall I choose to get the 4% interest?

Attached Image

Also is the 4% same for 1 to 3 months?

Thanks
lowyat101
post Jun 10 2016, 11:39 AM

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QUOTE(Ramjade @ Jun 10 2016, 11:36 AM)
Yes.  First time you will be presented with that page. Select option (a)
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Thanks bro smile.gif

Also as I can read from the earlier posts, it can be withdrawn at any time without affecting the interest earned to date. May I know if I understand it correctly? E.g. if I place it now for 1 month and withdraw it after 15 days, will I still earn the 15 days' interest?


lowyat101
post Jun 10 2016, 11:52 AM

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QUOTE(Ramjade @ Jun 10 2016, 11:44 AM)
) edited laugh.gif
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- edited -

BTW, since the interest rate is the same for 1 to 6 month's tenure, is there any advantage of placing it for more than 1 month? Or would it be better to place as 1 month and with auto renewal?

Thanks

This post has been edited by lowyat101: Jun 10 2016, 01:36 PM
lowyat101
post Jun 10 2016, 12:31 PM

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QUOTE(Ramjade @ Jun 10 2016, 12:16 PM)
-edited-
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QUOTE(sandkoh @ Jun 10 2016, 12:19 PM)
laugh.gif dont spoil the fun. if maybank finds out, then no more fun for us. laugh.gif
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Noted with thanks thumbup.gif

BTW, since it's 4.5% for 7 and 8 months, meaning that better I place it for 8 months to enjoy the extra 0.5% if I manage to hold it till 8 months. Else if need to uplift before the 7th month, I will still get the normal 4%, right? hmm.gif

This post has been edited by lowyat101: Jun 10 2016, 01:40 PM
lowyat101
post Jun 10 2016, 01:54 PM

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QUOTE(Ramjade @ Jun 10 2016, 12:51 PM)
sandkoh, lowyat101 please edit my post. Thanks.
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Done. Pls check if there's anything else to be edited biggrin.gif

lowyat101
post Jun 10 2016, 01:56 PM

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QUOTE(Ramjade @ Jun 10 2016, 12:47 PM)
4.5% finish liao. Now flat rate 4%.
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I see, thanks for the info. Coz Maybank still show this in their website. rclxub.gif


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