just went to bank rakyat branch myself , placed the FD with 4.38 % for 12 months with min fresh fund of rm 5k
( promo end on 31/7/16)

i asked them why i call the customer service center only say have 4.1% , they claim the customer service is not updated 

got free gift
1) parker pen
2) diary

In my few years of fd placing, i never got even 1 gift, dun say a pen..

Why like this one ?



Do u guys ask for it ? Or they sendiri giv to you?

I once ask at hlb main branch.. they told me, u ad got promo rate, you want free gift somemore ???

Then i say.... oo nevermind, asking only..

1) how did u make your placement? over the counter?
2) when did you make the placement?
3) how did you derive the profit is 4.1% p.a.?
4) when was the profit credited?

as a general rule, you SHOULD ALWAYS call the respective whenever have queries. only then post here to ask for 2nd opinions, etc.

Drop liao. 3.75%

Oops, I didn't check, will check tml as I left the cert in office
I've no idea on the gift.. As i didn't ask for it but the teller gave me straight after he pass me the certificate.. N I place for 12 months 4.38% instead of 1 month

Maybank ‘FD/IFD-i JOY 3' Campaign [ Maybank ]

Enjoy amazing rates with a minimum fresh deposit of RM25,000 for Individual and RM50,000 for SME/Business Banking customers in a single certificate on our 3 months Fixed Deposit.

Offer is open to all Maybank customers and is applicable for Conventional and Islamic Fixed Deposit placement made over the counter only at any Maybank branch in Malaysia.

The campaign is valid from now till 26th August 2016 or upon reaching the overall limit, whichever is earlier. *Should there be an Overnight Policy Rate change, the offer rates may be revised.
Campaign Rate is as follows:


How can you do the placement?

Please visit any Maybank Branches for more details and if you are existing Premier Wealth Centre customers, please contact your Relationship Managers.

Terms and conditions apply.