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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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kjlow88
post Jul 3 2016, 08:05 AM

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Hello everyone. Shall anyone share and post newest fd promotion rate here ?

Thanks.
kjlow88
post Jul 11 2016, 10:50 PM

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What currently promotion fd rate of July for HLB and Maybank ?
thank.
kjlow88
post Jul 15 2016, 11:37 AM

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HLB - 4.15% for 6 month with minimum 10k. Until quota limit.
HLB - 4.25% for 12 month with minimum 10k. Until quota limit.
kjlow88
post Jul 15 2016, 07:48 PM

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QUOTE(TOMEI-R @ Jul 15 2016, 11:41 AM)
This is the new promo? Quite similar with last month's.
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Just get this info at the morning , the promotion is not end yet.
It's good rate now.
kjlow88
post Jul 15 2016, 07:54 PM

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QUOTE(csong60 @ Jul 15 2016, 02:29 PM)
Is the rate negotiable if above 300K?
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It's promotion rate with limit, no period of time limit at the moment until further notice. Will we get such rate on next month ?
kjlow88
post Jul 17 2016, 08:32 PM

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QUOTE(raptar_eric @ Jul 17 2016, 07:47 PM)
so for fd, once we placed it @ the rate printed on the cert, banks have absolutely no rights to amend the rate, despite OPR changes? they can only change the rate for new placements only right? do correct me if i am wrong... cause i do see the T&C always stating that the banks have the rights to amend the interest rate should there be OPR changes
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Well, i did know something, on last Friday while the rate for GIA is 4%pa, and the cert printing Nil on rating. Today the rate changed to 3.75%pa. So, they did amend the interest rate.
kjlow88
post Jul 17 2016, 08:54 PM

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QUOTE(szejz123 @ Jul 17 2016, 08:42 PM)
Is the new gia rate starting from today? I deposited my Gia before 16 Jul, so I'm wondering whether it's affected?
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Just today or yesterday. After opr decision.
kjlow88
post Jul 17 2016, 08:58 PM

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QUOTE(Andrew_1980 @ Jul 17 2016, 08:51 PM)
GIA offer 4% but I'm late :lol:

But I'm curious, let says I put 5000 for 1 month, so I get 3.75% return 187.50? or how much will I get?
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Good question. Just sharing.

$5000×3.75% = $187.5
$187.5 / 12 month = $15.625
$15.625 = 1 month interest
kjlow88
post Aug 4 2016, 10:03 PM

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What are currently promotions do we have right now please ?
We are waiting for good rate to be announced haha
kjlow88
post Aug 12 2016, 12:35 PM

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Mbb - 3.65% / 3 month / min 25k for non fresh fund
3.75% / 3 month / min 25k for fresh fund

Hlb - 3.75% / min 10k / fresh fund, and forget to ask tenure haha
kjlow88
post Aug 18 2016, 01:34 PM

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QUOTE(doinkz_gaara @ Aug 18 2016, 10:37 AM)
Went and withdraw today. Hong Leong is offering 3.95% for 12 months, fresh funds.
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Nice, how is the min ?
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