Outline ·
[ Standard ] ·
Linear+
Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only
|
coolstore
|
 Jul 8 2016, 06:51 PM
|
|
QUOTE(cybpsych @ Jul 8 2016, 02:33 PM) Affin Bank: Fun Fiesta Campaign [ Affin | T&Cs ] Campaign starts from 1st July to 31st July 2016.It’s time to be rewarded for saving. Enjoy these benefits when you place a deposit into your Fixed Deposit Account, Savings or Current Account (CASA).  huh? bank also wanna play ini macam?  the spin fd rate one looks like juz 1 chance per person only (by their terms). else ppl juz open & close fd, open & close fd all the time at counter... |
|
|
|
|
|
coolstore
|
Jul 18 2016, 10:10 AM
|
|
|
QUOTE(you90 @ Jul 18 2016, 10:06 AM) Hi all WOuld like to ask, previously (in April 2016) i have e-deposit with Maybank at 4.3% pa. would the rate be auto-revised to a new lower rate itself?? Or remain as it is? Thanks. depends on your term, if it was 3 months, after due date (july) now would follow revised rate (if any). if 6 mth, 1 year juz stick to old rate until maturity. |
|
|
|
|
|
coolstore
|
Jul 18 2016, 10:11 AM
|
|
|
QUOTE(elea88 @ Jul 18 2016, 09:55 AM) I got 2 FD due today from Hong Leong.. Called Affin. No more the 4.5%!!!!! now busy looking for NEXT BEST.... any recommendations? looks like short term 3.75% MAYBANK GIA... mine matured on 14/7, juz 1 day after 13/7 ...  that was hongleong also 6mth 4.5%, today may proceed to pbb to check their pf fd extra 6mth 4.1% still valid or not |
|
|
|
|
|
coolstore
|
Jul 18 2016, 02:38 PM
|
|
|
QUOTE(Warfare08 @ Jul 18 2016, 10:32 AM) Just to share - I renewed my HL FD which had matured back in last Friday. 4.25% p.a for 12 months tenure. What I was told, the interests will be paid on monthly basis into SA account and I didn't open an Islamic SA account. Interests will be paid to the same account which I used for my 4.5% - 6 months promo previously. Which branch? Different branch has different policy though, some need to hit target. |
|
|
|
|
|
coolstore
|
Jul 18 2016, 07:17 PM
|
|
|
QUOTE(Pinnacle1295 @ Jul 18 2016, 05:28 PM) Just did FD-Islamic placement this afternoon at HLB. 4.15% (6 months) & 4.25% (12 months) for fresh fund only. Need to open a new Islamic Saving Account too. If not fresh fund, then need 5% of fund to be retained in S/A for 2-months. Alternatively was told by bank that 100% non-fresh fund can enjoy 4.1% (6 months) or 4.2% (12 months) without the need of 5% retention in S/A. thanks for the info. then i think juz continue 6mth at hlb @ 4.1%. it always best mature date fell on january/february each year whereby got a lot fd promotion that time around. |
|
|
|
|
|
coolstore
|
Jul 19 2016, 10:43 PM
|
|
|
QUOTE(TOMEI-R @ Jul 19 2016, 06:03 PM) Method 1 is the most troublesome but after I did that, I transferred to another bank already.  Method 3 is not that bad if you want to avoid all these trouble. 0.05% is not too much anyway. i juz renew another 6mth @ 4.1%. fresh fund got 4.15%. but actually earn a little bit more only, unless the fd amount is hundred k or multiply of it, then the extra 0.05% may sound significance. another reason for 6 mth is need $$ on beginning of new year and also it always got lots of fd promotion around january/february. |
|
|
|
|
|
coolstore
|
Jul 20 2016, 10:40 AM
|
|
|
QUOTE(twinkle5129 @ Jul 20 2016, 10:16 AM) Back from HLB, KK. No need fresh fund/ CASA linked 5%/ Islamic banking. 6mths- Conventional FD @ 4.15% 5% of fund put at saving? i really don like that, better full fund @ fd with juz 0.05% lower rate. |
|
|
|
|
|
coolstore
|
Jul 20 2016, 03:16 PM
|
|
|
QUOTE(dannyw @ Jul 20 2016, 01:32 PM) You are so lucky! The bank double standard. I just place for 4.15% for a year, need to open Islamic Saving, and Islamic FD. Fresh Fund for 1 year 4.25%, existing fund 4.15%. So I give up 0.1% to transfer here and there for fresh fun, anyway for 10K, is only RM10 different. it always depends on branch it better than years ago only 3.x % even put for 12mths |
|
|
|
|
|
coolstore
|
Jul 22 2016, 10:53 AM
|
|
|
i guess the HLB special fd rate would call off any time, since too many walk in to place FD.
as them also said anytime if receiving memo from HQ.
|
|
|
|
|
|
coolstore
|
Jul 22 2016, 11:21 AM
|
|
|
QUOTE(laymank @ Jul 22 2016, 11:08 AM) Is RHB's 4.25% 12 months FD promo still valid? Don't see it at their web site. now 3.45% only, asked already no more promotion |
|
|
|
|
|
coolstore
|
Jul 25 2016, 10:44 AM
|
|
|
QUOTE(romuluz777 @ Jul 25 2016, 08:37 AM) I just saw on the Public Bank website that the Xtra FD campaigns have been discontinued with immediate effect. Are there other banks doing the same ? most bank's fd promo ended last week friday so many ppl rushed for it last week |
|
|
|
|
|
coolstore
|
Jul 27 2016, 07:50 PM
|
|
|
QUOTE(mamamia @ Jul 27 2016, 05:10 PM) Placed FD at BR today.. The staff r very friendly.. Open a saving acc with RM10 without ATM card as I didn't bring banker cheque or cash, so need to open saving acc to do IBFT.. Else, u can straight open FD account By the way, receive a towel as gift after open FD .. which branch?  put 5k 1mth can get? |
|
|
|
|
Quote
2.9692sec
0.27
7 queries
GZIP Disabled