My SCB FD matures on Sunday and the next day Monday is a public holiday. How do I go about this to get the interest for the 2 days?
Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only
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Jun 2 2016, 05:17 PM
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All Stars
26,520 posts Joined: Jan 2003 |
My SCB FD matures on Sunday and the next day Monday is a public holiday. How do I go about this to get the interest for the 2 days?
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Jun 2 2016, 05:27 PM
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#2
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26,520 posts Joined: Jan 2003 |
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Jun 2 2016, 07:19 PM
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#3
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All Stars
26,520 posts Joined: Jan 2003 |
QUOTE(bbgoat @ Jun 2 2016, 07:15 PM) I changed the maturity instruction to credit all to CASA. Then was able to IBFT (free) the fund out. But have to do it over 2 days. You have option to place the eFD or whatever instead of the fund idling in SCB. Ah okay, that is out of the question for me. Will just let the 2 days interest gone and bye bye SCB! |
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Jun 2 2016, 07:48 PM
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#4
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26,520 posts Joined: Jan 2003 |
QUOTE(bbgoat @ Jun 2 2016, 07:25 PM) Today took out last remaining FD out from SCB. Bad experience in the normal banking area (after I terminated their PB to avoid monthly charges). I was asking to do RENTAS for the matured FD. Then only 1 hr later they realized not enough in my JustOne acct to deduct for the fees (kept minimum in the CASA). Have to go back to get CO ! Still lucky your branch can issue CO as alternative. I will uplift everything to SA and do Instant transfer. Then will close my SA. Once no longer having any money with them, I will resume my complaint with BNM.Originally wanted to place FD using personal cheque after the RENTAS. So since cannot RENTAS already, get CO from SCB. Bad impression of SCB normal banking area ! May hesitate to go there next time unless has really good FD promo ! Luckily Affin still opens till 4.15pm. Got the 4.5% FD done JIT ! QUOTE(okuribito @ Jun 2 2016, 07:28 PM) hmmmmmmm A bank with no integrity. I feel unsafe to do any further banking with them.but good to hear also becos same here. i think they have an amazing talent/ability to make customers loathe them |
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Jun 2 2016, 10:11 PM
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QUOTE(okuribito @ Jun 2 2016, 09:23 PM) aiseh, that sounds bad! what they do to you? no need full details la but the gist of it? First time, BM lied that I need to place RM1500 for JustOne SA which in fact not needed. Second time, teller lied that there is no rentas and when I complained, the teller claimed otherwise. I wanted to change standing instruction but another teller wanted me to sign on a stamp stating that I have misplaced my cert and want to uplift. Filed a complaint but the HQ remedial dept is even worse. They had to keep retracting their conflicting statements. |
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Jun 2 2016, 10:14 PM
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26,520 posts Joined: Jan 2003 |
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Jun 2 2016, 11:36 PM
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Jun 3 2016, 08:48 AM
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#8
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Jun 7 2016, 12:54 PM
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#9
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Received my rakyat xclusive welcome pack ie membercard and car sticker. Free gift is a sad looking mug with its logo.
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Jun 7 2016, 03:05 PM
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#10
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QUOTE(sandkoh @ Jun 7 2016, 01:25 PM) Nope, this one was mailed to me. I asked my branch, branch said xclusive gifts all handled by HQ not them. My branch is kedekut one.--- Moved my last FD from SCB, close SA and placed at 12m UOB 4.25%. Straight forward. |
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Jun 16 2016, 11:08 PM
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#11
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Jun 20 2016, 05:59 PM
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#12
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Anyone remember when is the BR 4.3% 12m promo ending? Thank you
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Jun 20 2016, 06:28 PM
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#13
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QUOTE(bbgoat @ Jun 20 2016, 06:25 PM) End of June, min 25k. Thanks bro, got a matured FD coming up. Wanna catch this promo. |
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Jun 28 2016, 11:45 PM
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#14
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Went to Ambank for usual musical chair routine. Was offered 4.15% for 12 mth to retain the fund but declined.
Totally forgotten about my previous Ambank 2 yrs promo which credit interest every 6 month. Only remember after I update my passbook |
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Jun 29 2016, 10:18 AM
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#15
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QUOTE(wil-i-am @ Jun 29 2016, 08:51 AM) 3.35 3.40 for Am50 Plus http://www.ambank.com.my/eng/rates-fees-charges |
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Jul 1 2016, 02:59 PM
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Jul 1 2016, 09:14 PM
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Jul 4 2016, 11:05 AM
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#18
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QUOTE(Seager @ Jul 4 2016, 10:53 AM) Hi guys, I'm back The rate is low as it is board rate..unless you plan to just keep it there temporarilyI have some savings up to RM10k now, and would like further feedback and if anyone has experience to share with regards to Maybank's PNA-i plan: http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts I have a few questions: 1. Is the interest on a monthly basis? 2. Can I deposit an additional RM1000 monthly based on my own will, or is this compulsory? 3. Any further comments and advice? Thank you |
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Jul 4 2016, 11:17 AM
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All Stars
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QUOTE(Seager @ Jul 4 2016, 11:07 AM) So if temporarily, I need to inform them first right what tenure I'm looking at? Yes, you need to set which tenure you want first. Yes, you can top up in multiplies of 1000 but this is no different from other banks eFd like CIMB for example. It doesn't require 10000 first too.Plus with this FD, I can add monthly RM1000 too right, whereas most FD wouldn't allow? Thanks. What is the tenure that you are looking at? If you don't mind about not getting the 'cash upon payment' feature, I rather lock the 10000 in a promo rate and place the monthly 1000 on eFd and let it roll on till the next promo placement. This post has been edited by Human Nature: Jul 4 2016, 11:20 AM |
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Jul 4 2016, 11:41 AM
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QUOTE(Seager @ Jul 4 2016, 11:31 AM) Oh.. I'm looking for a year tenure at the moment. If you wanna stick to just one bank, CIMB 12m promo rate is 4.2%, shared by someone few pages back. For this, you need to go to the branch, ask for promo rate. My CIMB branch is quite lenient on fresh fund requirement so mileage may vary. If not, UOB 12m 4.25% is straight forward, no savings acc needed.Which eFD from CIMB are you referring to? I already have a CIMB account, so definitely less hassle for me. http://www.cimbbank.com.my/en/personal/pro...t-accounts.html There's too many, and my knowledge when it comes to financial terms is considered still quite shallow. I'm not intereted in early withdrawal for the time being. You can place eFd using Cimbclicks, under Fixed Deposit, placement, normal board rate. Have a look at your cimbclicks. Take note that for both types, interest is only gained at end of tenure. This post has been edited by Human Nature: Jul 4 2016, 11:44 AM |
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